At a time of sticky inflation and a softening job market, extra money in the bank can serve as a lifeline for many consumers. Yet 8 in 10 Americans did not increase their emergency savings this year, a new Bankrate survey found, leaving them in no better financial position to…
While the top ten largest credit unions still hold significantly less in assets than even the top five largest banks, they have been growing considerably in recent years. Just within the last five years, total assets in federally insured credit unions have risen by approximately 45 percent over the past…
Key Takeaways: Transition Challenges: Veterans face unique financial challenges when transitioning from military to civilian life, including employment hurdles, healthcare costs, and housing instability. Employment and Economic Stability: Despite strong leadership skills, veterans often encounter unemployment or underemployment due to skill mismatches. Support from programs like VETS and the GI…
Key takeaways Most unemployment payment delays happen due to missing information, fraud checks, or system backlogs. You can often fix the issue by verifying your ID, submitting missing documentation, or updating your payment profile. While you wait, contact lenders to negotiate temporary relief and use savings accounts or short-term loans…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Reaching age 65 doesn’t automatically change how the IRS taxes your 401(k) withdrawals. Instead, it taxes distributions from a traditional 401(k) as ordinary income, just like wages or Social Security benefits. Your tax rate depends on your total taxable income and filing status in the…
Dept Managmnt
The Downsides of Credit Card Churning and Why It Is Risky You may be asking yourself, “Those benefits sound great, why is credit…
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The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell talked to the…
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Tired of constantly overspending? Budgeting can help you take control of your money. But if you want to actually stick to your budget every month, you have to track your expenses. Why is tracking expenses throughout the month so important? Because it helps you know where your money is going…
Key takeaways Buy now, pay later (BNPL) can provide a zero-interest alternative to personal loans. Like personal loans, BNPL won’t hurt your credit utilization ratio. The shortest-term BNPL are typically interest-free compared to rates of up to 36% for personal loans. Your BNPL limit typically grows with on-time repayments. If…
Donald J. Trump has officially been sworn in as the 47th president of the United States, and he’s made some pretty big promises about what he’s going to do to help the economy. Some might even call them . . . yuge promises. (Okay, I’m done.) Now, here’s the deal:…
I get it—overspending is a real struggle. No matter where or how you shop, spending money on random stuff is always a temptation (I’m looking at you, $100-Target-run-disguised-as-a-quick-trip-for-shampoo). So, how do you keep from busting your budget? I’m here to share my best tips for how to stop spending money—so…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
Key takeaways Recent changes in immigration enforcement efforts are impacting small-business customer bases and workforce. Your business may be at risk even if you are compliant, or if you’re not directly affected by workforce reduction. Making sure you stay informed, being transparent with your customer base and automating certain tasks…
In the fall of 2024, Ramsey Solutions conducted a nationally representative survey of over 1,000 U.S. adults (see full methodology below) to give insight into American behaviors and attitudes toward homeownership and the housing market. As you might’ve guessed, most Americans aren’t too thrilled about high home prices and high…
Once you reach your 50s, it is crunch time for saving for retirement. If you set a retirement savings target but have been neglecting it, you need to dust it off for a careful review. (Working with a financial advisor can help get you back on track.) Once you’ve reacquainted…
Maybe your Kia went kaput or your Toyota took a tumble. Or maybe you’re just tired of driving a car that’s older than a college student (hey, Rhonda the Honda has served you well all these years). Either way, you’re in the market for a new ride.So, how much car can…
I’ve been writing about credit cards for several years. And when I went looking for a new travel rewards card for my girlfriend and me, the American Express® Gold Card included everything we were looking for. Not only does it offer valuable rewards, generous earning rates and bonus categories that…
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