Debt Management
Key takeaways Your debt-to-income ratio (DTI) can quickly determine if you have too much debt. Good debt, like a mortgage…
Edwin Tan/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A charge-off is when a lender writes off your account…
Key takeaways Debt relief is a method of restructuring debt to make it easier for you to pay it back.…
Key takeaways There are multiple ways to pursue debt relief and reduce the amount you owe — or at least…
Key takeaways You are responsible for debts of a deceased spouse if you were a joint borrower, live in a…
Key takeaways Always try to make at least the minimum monthly payment on every outstanding balance. When deciding which debt…
When AI Personal Finance Advice Falls Short When looking at financial planning, AI personal finance tools can be tempting to…
This is part 2 of 2 of Bankrate’s ’90s era lessons miniseries, focusing on loans. Key takeaways When it comes…
Key takeaways Debt consolidation may allow you to repay your debt faster and at a lower cost, simplifying your finances.…
Images by GettyImages; Illustration by Bankrate You just found out that you’re getting a tax refund and are considering using…