At a time of sticky inflation and a softening job market, extra money in the bank can serve as a lifeline for many consumers. Yet 8 in 10 Americans did not increase their emergency savings this year, a new Bankrate survey found, leaving them in no better financial position to…
While the top ten largest credit unions still hold significantly less in assets than even the top five largest banks, they have been growing considerably in recent years. Just within the last five years, total assets in federally insured credit unions have risen by approximately 45 percent over the past…
Key Takeaways: Transition Challenges: Veterans face unique financial challenges when transitioning from military to civilian life, including employment hurdles, healthcare costs, and housing instability. Employment and Economic Stability: Despite strong leadership skills, veterans often encounter unemployment or underemployment due to skill mismatches. Support from programs like VETS and the GI…
Key takeaways Most unemployment payment delays happen due to missing information, fraud checks, or system backlogs. You can often fix the issue by verifying your ID, submitting missing documentation, or updating your payment profile. While you wait, contact lenders to negotiate temporary relief and use savings accounts or short-term loans…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Reaching age 65 doesn’t automatically change how the IRS taxes your 401(k) withdrawals. Instead, it taxes distributions from a traditional 401(k) as ordinary income, just like wages or Social Security benefits. Your tax rate depends on your total taxable income and filing status in the…
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The Downsides of Credit Card Churning and Why It Is Risky You may be asking yourself, “Those benefits sound great, why is credit…
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The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell talked to the…
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Searching for the next big thing in the cryptocurrency world? Be careful — tons of scammers would love to take your money, while others are creating cartoonish websites to sell memecoins, where the only return may be a good laugh. If you’re on the hunt for a winning cryptocurrency, it’s vital…
Key takeaways Refinancing a business loan involves taking out a new loan to pay off an old one and can provide opportunities for improved financial stability and growth. Reasons for refinancing business debt can include reducing the overall cost or monthly payment of the loan, changing the loan type or…
Photography by Getty Images Key takeaways The Mission Lane Visa® Credit Card* and Petal 1 Visa® Credit Card* are both designed to help you build or rebuild your credit. The Mission Lane Visa card is a no-frills card with an annual fee that can cost you $0 or all the…
Exchange-traded funds, or ETFs, are one of the most popular ways to invest. They allow you to buy a basket of securities, such as stocks or bonds, through a single entity and can bring the benefits of a diversified portfolio in a single share. But what if you want to…
Images by Getty Images; Illustration by Issiah Davis/Bankrate See Editor’s Notes Key takeaways The type of bankruptcy being filed and the equity of the vehicle are important factors to consider in protecting the car during the bankruptcy process. Alternatives to purchasing a car, such as public transportation or ride-sharing, should…
Morsa Images/Getty Images Key takeaways The Fortune 500 represents the 500 highest-earning U.S. companies in terms of revenue. Walmart, Amazon and UnitedHealth Group are the top three Fortune 500 companies for 2025. When the list was initially created in 1955, service companies like McDonald’s were excluded, but they now make…
To paraphrase Jerry Seinfeld, “What’s the deal with debit cards?” Debit cards occupy one of the more boring corners of the financial world. We’re talking about a plain vanilla payment method invented almost 60 years ago. The customer pays with a card and the money comes out of their linked…
Key takeaways Grants are direct funding from a government or organization given to businesses or individuals and do not need to be repaid. It is difficult to obtain a grant and typically requires a competitive application process. If your business fills a need in the community, creates good jobs or…
Corporate bonds are one way to invest in a company, potentially offering a lower-risk, lower-return way to bet on a business’s ongoing success compared to its stock. Bonds offer a regular cash payout, and their price tends to fluctuate less than a company’s stock. For investors wanting a higher return…
Key takeaways Co-branded credit cards are issued by a financial institution — usually a bank or credit union — in partnership with a company, organization or brand. Examples of co-branded credit cards include airline, hotel and retail credit cards. A co-branded credit card might be right for you if you’re…
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