Everyone needs insurance, right? And nobody should exploit that need to line their own pockets. Sadly, that’s just what many insurance companies do! So you have to be on the lookout for the sneaky expenses they slide into their packages that drive up your insurance bill. By making a few…
Image by mbogacz/GettyImages/Illustration by Hunter Newton/Bankrate Key takeaways A construction-to-permanent loan finances the construction of a house and converts to a mortgage on completion. Construction-to-permanent loans require only one round of closing costs. They also require a down payment. With a construction-to-permanent loan, you can draw funds at specific phases…
Remember the days when getting gasoline for your car cost you under $1 a gallon? Okay, maybe not. Some of us weren’t even born or driving a car yet (hi there, 1988).1 But those sure sound like nice times. Get expert money advice to reach your money goals faster! As we’re…
When it comes to building wealth, you can’t overestimate the importance of having a great financial advisor. More than half of investors (55%, to be exact) who work with a financial advisor said they saved more for retirement than they would have on their own.1 The National Study of Millionaires…
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Last year, on the day before Tax Day, my mom was scheduled to fly into Philadelphia International Airport to stay…
The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
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2. Take care of your Four Walls first. When setting up your budget, write down your monthly income first. Then you’ll subtract your monthly expenses—starting with the essentials. The Four Walls are your top priority, so make sure your budget is ready to cover these…
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If you need some inspiration, common goals among Canadians include retirement planning, saving for a vacation, paying down debt, and setting aside money…
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For fintech startups, the first five years of the decade have been a roller-coaster ride. At the outset, companies were awash in easy…
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Student loan forgiveness scams are the worst. It’s bad enough you’ve got student loans you need to pay off. Now, you’ve also got to watch out for scumbags trying to pull one over on you. But you don’t have to fall for it! The sooner you can recognize student loan…
“I don’t understand why our retention rates are so low . . . we give them challenging, important work, and we let them do it for 40 hours a week.” Sound familiar? Maybe you’ve heard something like that at work—or even thought it yourself. Here’s the deal: Employee retention (aka…
Key takeaways Debt consolidation can simplify your finances and potentially lower your interest rate. There may be upfront costs that can offset potential savings. People with good credit may qualify for better loan terms, making consolidation a good option. Debt consolidation involves combining several debts — such as credit cards,…
We know what you’re thinking: The used car market is crazy right now! But believe it or not, reliable used cars aren’t extinct. There are still plenty of options available—even in your price range! We’re going to walk you through the best way to buy a used car (because, trust…
If you’re struggling to cover your student loan payment every month, you’re not alone. But what would happen if you just . . . didn’t pay? Pay off debt fast and save more money with Financial Peace University. Unfortunately, ignoring your student loans will only make things way worse. Just…
“I hate my job. What do I do?” Get expert money advice to reach your money goals faster! It doesn’t matter how many times I hear that—it’s heartbreaking every single time. The unfortunate reality is, 12% of Americans aren’t satisfied with their current work situation.1 Now that might not seem like…
“Ugh . . . why is gas so expensive?” you yell at the sky as you cough up $50 to fill up. Here’s the short, nerdy answer: Most of the time, gas prices go up when the price of crude oil goes up. Lots of stuff affects the price of oil,…
You’ve probably heard it before: Nobody buys or sells a home in the winter, right? Well, if you check the numbers, you’d see that plenty of homes are sold during the coldest months of the year. According to the National Association of REALTORS®, over 13,000 homes are sold per day on average…
So you want to go to college (or maybe continue on to grad school). But you feel like the only way to make it happen is by taking out student loans. Hold it right there! Let me speak to you real quick before you sign on the dotted line. Hey,…
Do you ever see people who are living their retirement dreams and wonder, What the heck did they do to get there? There’s joy in their voices as they talk about their plans to travel the world or be outrageously generous. And it’s contagious! Market chaos, inflation, your future—work with a pro…
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