Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
If you’re sitting on $1.2 million in a traditional IRA and expect to receive $2,000 per month from Social Security, you may be wondering if that’s enough to retire at age 67. The answer, as always, depends on several factors, such as how long you expect to live, how much…
Key takeaways Subprime borrowers are charged nearly $3,400 more than others on average for essential financial products each year, a new Bankrate study finds. The subprime tax costs at least 4 percent of annual income for a typical American household with low credit. The subprime tax affects roughly 1 in…
Key takeaways The process of selling a house can take quite some time, so it’s important to plan ahead and stay organized. Start by setting a timeline to keep to and teaming with a local real estate agent who knows your market well. Be sure to take high-quality listing photos…
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Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
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Americans owe a near-record $1.209 trillion on their credit cards, according to the New York Fed’s latest Quarterly Report on Household Debt and Credit. That’s up $27 billion (2.3 percent) from last quarter and $67 billion (5.9 percent) from a year ago. The all-time record…
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Images by Getty Images; Illustration by Bankrate When you’re working hard to build financial security, deciding to spend thousands of dollars on a…
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OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
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Key takeaways Overheated pandemic housing markets are cooling fast, particularly across the Sun Belt, according to Bankrate’s 2025 Housing Heat Index. Four of the five coldest housing markets this year are in Florida, including Cape Coral-Fort Myers, Punta Gorda, North Port-Sarasota-Bradenton and Naples-Marco Island. The five hottest housing markets in…
Key Takeaways The Wells Fargo Active Cash® Card offers unlimited 2 percent cash rewards on purchases, making it one of the best flat-rate cards available. This card also features an easy-to-earn welcome bonus, a cellphone protection benefit and introductory APR offers on both purchases and qualifying balance transfers. You’ll also…
Key takeaways Personal loans can boost your credit score by adding to your credit mix and reporting a positive payment history. There are some risks associated with applying for a personal loan, including hard credit inquiries, additional debt and lender fees. Other ways to build credit include applying for a…
Key takeaways You’re more likely to secure a personal loan despite a low income if you apply for a smaller loan amount, apply with a cosigner or work with an online lender. Check your budget and ensure you can afford your monthly payment because defaulting can damage your credit score.…
10’000 Hours/Getty Images Key takeaways You can log into the Federal Student Aid website to identify what type of loans you have. Federal student loans are distributed by the federal government and are serviced by lenders assigned by the Department of Education. Major changes are coming to federal loans starting…
If your newer car is totaled in an accident, gap insurance can help cover the difference between what you owe on your loan and what your insurance pays out — potentially saving you thousands out of pocket. This type of coverage is especially relevant today, as rising vehicle prices, high…
It’s understandable to feel envious of people who live in states with low or no income taxes. After all, after paying federal taxes, state income taxes take another swipe at your bottom line. But if you’re comparing places to live, look at the big picture and consider other local taxes,…
dragana991 / Getty Images Key takeaways There is no federal maximum interest rate for auto loans. Whether you receive a high interest rate is based on factors such as your credit score, the vehicle you purchase, the terms of your loan and the state where you are financing the vehicle.…
Key takeaways To get your student loans discharged in bankruptcy, you’ll need to prove that they cause you “undue hardship.” Borrowers can choose between Chapter 7 and Chapter 13 bankruptcy, but they must file a separate adversary proceeding for student loans. The new processes established by the Department of Justice…
whitebalance.space / Getty Images One Big Beautiful Bill’s impact on student loans July 1, 2026: New borrowers can only access standard repayment or the new Repayment Assistance Plan (RAP) – July 1, 2028: Current IDR plans (except IBR) will be eliminated – Current SAVE borrowers will see interest resume August…
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