Key takeaways Most unemployment payment delays happen due to missing information, fraud checks, or system backlogs. You can often fix the issue by verifying your ID, submitting missing documentation, or updating your payment profile. While you wait, contact lenders to negotiate temporary relief and use savings accounts or short-term loans…
Good news for those looking for more affordable housing: Rents keep falling. In October, rents fell for the 27th straight month year-over-year and the third consecutive month-over-month according to Realtor.com’s October Rental Report. The median asking rent for a 0-2 bedroom property in the 50 largest U.S. metros was $1,969,…
PeopleImages/Getty Images Key takeaways CDs are among the safest places to keep your money, but early withdrawals or inflation can erode returns. FDIC or NCUA insurance protects up to $250,000 per depositor, per institution. Smart CD strategies — like laddering or using no-penalty CDs — can help you avoid losses…
Key takeaways Mobile banking is secure when you use official apps and follow best practices. Major banks invest billions in cybersecurity, but user habits still matter. With the right steps — like multi-factor authentication and strong passwords — mobile banking can be safer than visiting a branch. Mobile banking is…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Many businesses, even those that are profitable and well-run, might occasionally need to carry debt. Balance transfer credit cards can help you consolidate high-interest debt and work on paying it off over time at a lower or 0 percent APR. But be warned, balance transfer…
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The Downsides of Credit Card Churning and Why It Is Risky You may be asking yourself, “Those benefits sound great, why is credit…
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The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell talked to the…
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Key takeaways Discover’s rotating cash back categories offer cardholders the chance to earn 5 percent back (after activation) on up to $1,500 combined spending on qualifying purchases each quarter (then 1 percent). Categories tend to align with seasonal themes and common spending patterns. Each of the rotating categories cards also…
The median age of first-time homebuyers has risen to 40 — the highest it has ever been, according to new data from the National Association of Realtors.It’s not as though first-time homebuyers needed any more bad news, but that’s what they got with this dreary statistic, which tops last year’s…
Dear Abby, You probably won’t earn as much money as a man who does the same work for most of your career. I know this makes you mad. It makes me mad, too. This gender pay gap has been a problem in America for decades. Women earned 61 cents for…
Illustration by Bankrate / Getty Images While the gender wage gap has narrowed over time, Census Bureau data shows it remains pervasive across the country. In every state, and even in the nation’s capital, women still earn less than men on average. Some states fare worse than others, including Louisiana,…
Illustration by Bankrate / Photo by Getty The gender pay gap isn’t closing anytime soon, especially for women of color. Black and Hispanic women earn the least compared with men, and a Bankrate analysis of the latest income data from the Census shows it could take generations for their pay…
Key takeaways Credit unions typically offer better rates on savings and lower rates on loans compared to traditional banks. Membership is required and may have specific eligibility requirements based on location, employer or affiliation. Your deposits are federally insured up to $250,000, just like at banks, providing the same level…
Key takeaways A home equity line of credit (HELOC) on an investment property is a loan taken out against a piece of real estate that generates income or a financial return. Lenders will consider both the borrower’s creditworthiness and the property’s financials when evaluating an investment property HELOC application. These…
Key takeaways Tapping into home equity carries several risks, including losing the property, the potential to fall into significant debt and the dilution of a valuable asset. The unpredictable nature of the housing market and high interest rates are also reasons not to borrow against a home’s worth. Financial experts…
Key takeaways While your home’s value is determined by many factors, some home improvements could help increase its worth. There are multiple ways to pay for upgrades, including cash-out refinancing, a home equity loan or home improvement loan. If you plan to sell your home, it’s important to determine not…
I’ve recently accepted a hard truth: I will never experience true pay equality in my career. Neither will most women my age. If the gender wage gap follows its historical pace, many women working full time won’t reach pay parity with men until 2059 — 33 years from now, according…
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