Cavan Images/Getty Images Key takeaways When you take out a short-term business loan, make sure to understand your loan terms, including interest rates and what happens if you fail to make payments Prioritize making your repayments on time and avoid taking on other debts to help manage your loan effectively…
Key takeaways To cancel a deceased person’s credit cards, gather as much information on each credit card account as possible, including any authorized users. Once you have information on each account, call each credit card issuer and follow its process of resolving the account balance for the card and…
PhonlamaiPhoto/Getty Images; Illustration by Issiah Davis/Bankrate The artificial intelligence (AI) boom has investors wondering how they can benefit from what some experts believe is the next revolutionary technology. AI has the potential to dramatically change how we live and work on a daily basis. AI ETFs are one of the…
Struggling with credit card debt can be overwhelming, especially when high-interest rates make it difficult to see the light at the end of the tunnel. However, finding ways to make extra money can accelerate your debt repayment and bring you closer to financial freedom. Here are some practical and effective…
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While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
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Although annuities are not for everyone, the assurance of guaranteed income in retirement and tax-deferred growth can be very attractive for certain people looking to invest their money. Meanwhile, the high fees and mind-numbingly detailed contracts are a big drawback. Here’s a look at whether…
Dept Managmnt
Key takeaways You are responsible for debts of a deceased spouse if you were a joint borrower, live in a community property state…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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If you’d thrown $1,000 at Netflix in 2015, you’d be sitting on about $10,000 today. Back in 2015, Netflix (NFLX) was still shaking off its DVD-by-mail image and betting big on streaming and original content. Fast-forward a decade, and it’s gone from a scrappy disruptor to an industry heavyweight, with…
Most of us don’t think much about our tax withholding until tax time. That’s when reality sets in — in the form of a big tax bill or a tax refund. When you file your tax return, you discover whether more than enough money is being withheld from your paychecks…
Key takeaways Credit cards can have major benefits compared to cash when traveling internationally — including convenience, rewards and protection. Make sure you choose a credit card that is commonly accepted overseas — and when in doubt, have a backup. There may be fees associated with using your credit card…
Key takeaways Business loans are available from a variety of lenders, including banks, credit unions and online lenders. Banks and credit unions are ideal for established businesses with good to excellent credit. Compared to traditional lenders, online lenders and nonprofits are more willing to work with businesses with poor or…
Brothers91/GettyImages; illustration by Bankrate The IRS left contribution limits to traditional and Roth IRAs unchanged for 2025, keeping them at their 2024 level of $7,000. Those age 50 and older can contribute an additional $1,000. The income ranges on IRAs increased for 2025, allowing you to earn more money and…
DavidPinoPhotography/Shutterstock Key takeaways If you’re facing foreclosure, the right of redemption gives you a legal pathway to keep or regain your home, by paying back the entire outstanding loan, plus interest and fees. The right of redemption is rarely exercised, as it can be difficult for homeowners to come up…
Binary options offer a yes-or-no wager on a specific outcome of an event, typically over a short period such as a day. Binary options present a lot of risk in a fast-paced market that could quickly change, and traders have a few strategies if they’re wagering on binary options. Here…
PeopleImages/Getty Images Key takeaways Homebuyer education courses teach you how to save for a down payment, shop for lenders and maintain your house. Some lenders and assistance programs require first-time homebuyers to take an education course. Costs for these classes range from free to $125, with some lenders crediting the…
Google parent Alphabet (GOOG) reported strong first-quarter results, with both revenue and earnings coming in ahead of analyst estimates thanks to solid growth in its advertising business. The company also announced a 5 percent increase in its quarterly dividend to $0.21 per share, as well as a new $70 billion…
Investors who buy and sell individual stocks should have an investment philosophy to help guide their decision-making. One approach that’s used by some of the all-time best investors, including Warren Buffett, is to focus on a company’s intrinsic value, or what a stock is worth based on the underlying business’…
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