Catherine Falls Commercial/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Business owners with bad credit can explore online lenders, the U.S. Small Business Administration and Community Development Financial Institutions. Business loans are still available for owners with bad credit, although they may face higher interest rates and fees. Carefully consider all…
Key takeaways A manufactured home is a prefabricated house that’s built in a factory and then installed on a plot of land. They cost much less than traditionally built homes, so they can be appealing to budget-conscious buyers. But they can be difficult to finance, and their value does not…
Key Takeaways Create a realistic monthly budget that accounts for essential expenses. Cut back on non-essential spending and save for emergencies. Pay down high-interest credit card debt first. Monitor your credit and financial habits regularly. Get help from a nonprofit credit counseling agency like ACCC. If you’re trying to…
Coinbase is one of the largest and most well-known crypto exchanges, offering a lot of features that traders may find valuable. Crypto-only traders may find Coinbase to be a solid option if they’re using the advanced tier that comes with competitive pricing, though low-level fees have risen lately. Coinbase has…
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Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
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Name: Melaina Cano Firm: Merrill Wealth Management Location: Irvine, CA Team Assets (Custodied): $329 million Background: Melaina Cano’s passion for investing was sparked early by her paternal grandfather, a first-generation Mexican American engineer who meticulously tracked his investments and taught her the value of financial…
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Key takeaways Using a personal loan to pay off credit card debt could be a smart move if you can secure a lower…
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OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
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Zero-day options have increasingly become a trading strategy for “go-for-broke” retail investors. But despite that fancy name, zero-day options are regular options with just one day until expiration. Because of this, zero-day options can act like options on steroids. The right options could soar thousands of percent on their last…
Key takeaways The Alaska Airlines Mileage Plan program is an exceptional choice for anyone who regularly flies to or from the West Coast. Mileage Plan boasts a vast partner network of airlines, hotels, rental car companies and everyday shopping sites — all of which can help you earn miles more…
Key takeaways Betterment provides a broader range of investment options. Fidelity charges less to manage smaller accounts. Both Betterment and Fidelity Go offer tax strategies, though they vary widely. Fidelity might appeal to current Fidelity customers, new investors or those seeking simplicity, while Betterment could suit more advanced investors. Betterment…
Key takeaways Cosigning means you are responsible for covering payments if the main borrower cannot, but you do not have any legal rights to the car. Co-owning means both parties have equal ownership and financial responsibility for the car. Both cosigning and co-owning can significantly impact your credit scores, either…
Key takeaways A range of credit cards from American Express offer purchase protection against damage or theft, although limits on this benefit vary by card type. This coverage applies when a purchase is damaged or stolen within a specified timeline and charged to an eligible card. Some American Express credit…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
If you’re sitting on $1.2 million in a traditional IRA and expect to receive $2,000 per month from Social Security, you may be wondering if that’s enough to retire at age 67. The answer, as always, depends on several factors, such as how long you expect to live, how much…
Key takeaways Subprime borrowers are charged nearly $3,400 more than others on average for essential financial products each year, a new Bankrate study finds. The subprime tax costs at least 4 percent of annual income for a typical American household with low credit. The subprime tax affects roughly 1 in…
Key takeaways The process of selling a house can take quite some time, so it’s important to plan ahead and stay organized. Start by setting a timeline to keep to and teaming with a local real estate agent who knows your market well. Be sure to take high-quality listing photos…
Key takeaways A principal-only car payment is an extra payment that is applied to your auto loan balance when there is no interest due. Lenders may not automatically apply extra payments to the principal, so you might need to make a specific request. Making principal-only payments can help you pay…
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