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If you’re sitting on $1.2 million in a traditional IRA and expect to receive $2,000 per month from Social Security, you may be wondering if that’s enough to retire at age 67. The answer, as always, depends on several factors, such as how long you expect to live, how much…
Key takeaways Subprime borrowers are charged nearly $3,400 more than others on average for essential financial products each year, a new Bankrate study finds. The subprime tax costs at least 4 percent of annual income for a typical American household with low credit. The subprime tax affects roughly 1 in…
Key takeaways The process of selling a house can take quite some time, so it’s important to plan ahead and stay organized. Start by setting a timeline to keep to and teaming with a local real estate agent who knows your market well. Be sure to take high-quality listing photos…
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Many people in economics, finance, business, and regular consumer life have been waiting for the forecast inflation, the tariff shock,…
San Francisco-based Chime, the largest digital bank in America, wants to go public at a price between $24 and $26…
The Trump administration is clamping down on federal student loan defaults; at the same time, Republican lawmakers in Congress just…
A practice of Elon Musk and Tesla’s board raises questions about the company’s governance and the possible low valuation that…
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Americans owe a near-record $1.209 trillion on their credit cards, according to the New York Fed’s latest Quarterly Report on Household Debt and Credit. That’s up $27 billion (2.3 percent) from last quarter and $67 billion (5.9 percent) from a year ago. The all-time record…
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Images by Getty Images; Illustration by Bankrate When you’re working hard to build financial security, deciding to spend thousands of dollars on a…
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OBSERVATIONS FROM THE FINTECH SNARK TANK JPMorgan Chase notified fintech data aggregators that, starting later this year, it plans to charge for access…
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Key takeaways Selling a house to a family member or friend is common in FSBO (for sale by owner) transactions. Even when you’re selling a home to someone you know, it’s advantageous to hire outside professionals such as a real estate agent and an attorney to avoid any conflicts and…
Key takeaways When a property is listed as “pending sale,” it means the seller has accepted an offer, but the deal hasn’t closed yet. In some cases, you can make an offer on a house that’s pending, but you’re unlikely to be successful. A pending sale can fall through if…
Key takeaways The typical minimum amount to open a jumbo CD is $100,000, although some jumbos require a minimum of $95,000, even less. Although many jumbo CDs offer competitive APYs, there are many standard CDs that earn higher yields than jumbos, so it’s important to compare rates. Depositing a large…
With the economy on many Americans’ minds, you may have questions about two hot topics and how they’re related — tariffs and credit card debt. Recently, President Donald Trump announced tariffs ranging from 10 to 41 percent on imports from dozens of countries, the latest in a flurry of tariff…
Key takeaways The best time to refinance is when your credit score or overall financial situation has improved. Generally, you should aim to either lower your interest rate or your monthly payment — preferably both. Avoid refinancing when auto loan rates are high or if you won’t be able to…
Key takeaways Borrowing is only available on permanent life insurance policies, such as whole or universal life, not on term policies. Borrowing from your life insurance policy requires no credit checks or approvals, making it simple and hassle-free. If not paid off, interest will accumulate over time, and any unpaid…
I found it funny — and a bit scary — when I noticed Halloween decorations on the shelves beside the back-to-school section of the local grocery store last week. The ghosts and goblins smiled mockingly at me, reminding me of the days when I experienced the horror of another school…
Option trading can deliver tremendous profits, but the flip side of those gains is the potential for tremendous losses, since option trading is a zero-sum game. Those who are just getting started with options need to be particularly careful, because option strategies can be complex. Options offer what often looks like…
Witthaya Prasongsin/Getty Images Key takeaways The best high-yield savings account rate today is 4.35% APY. The highest rates are more than seven times greater than the national average savings account rate. The Federal Reserve has held its benchmark rate steady so far in 2025. As a result, high-yield savings account…
Whether you are in the market for buying or selling a car, or you’re just curious about how much your vehicle is worth, it’s helpful to understand how to calculate car value. It may take a little research to find an accurate price, but there are multiple online resources that…
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