At a time of sticky inflation and a softening job market, extra money in the bank can serve as a lifeline for many consumers. Yet 8 in 10 Americans did not increase their emergency savings this year, a new Bankrate survey found, leaving them in no better financial position to…
While the top ten largest credit unions still hold significantly less in assets than even the top five largest banks, they have been growing considerably in recent years. Just within the last five years, total assets in federally insured credit unions have risen by approximately 45 percent over the past…
Key Takeaways: Transition Challenges: Veterans face unique financial challenges when transitioning from military to civilian life, including employment hurdles, healthcare costs, and housing instability. Employment and Economic Stability: Despite strong leadership skills, veterans often encounter unemployment or underemployment due to skill mismatches. Support from programs like VETS and the GI…
Key takeaways Most unemployment payment delays happen due to missing information, fraud checks, or system backlogs. You can often fix the issue by verifying your ID, submitting missing documentation, or updating your payment profile. While you wait, contact lenders to negotiate temporary relief and use savings accounts or short-term loans…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Reaching age 65 doesn’t automatically change how the IRS taxes your 401(k) withdrawals. Instead, it taxes distributions from a traditional 401(k) as ordinary income, just like wages or Social Security benefits. Your tax rate depends on your total taxable income and filing status in the…
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The Downsides of Credit Card Churning and Why It Is Risky You may be asking yourself, “Those benefits sound great, why is credit…
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The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell talked to the…
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Catherine Falls Commercial/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Business owners with bad credit can explore online lenders, the U.S. Small Business Administration and Community Development Financial Institutions. Business loans are still available for owners with bad credit, although they may face higher interest rates and fees. Carefully consider all…
Key takeaways A manufactured home is a prefabricated house that’s built in a factory and then installed on a plot of land. They cost much less than traditionally built homes, so they can be appealing to budget-conscious buyers. But they can be difficult to finance, and their value does not…
Key Takeaways Create a realistic monthly budget that accounts for essential expenses. Cut back on non-essential spending and save for emergencies. Pay down high-interest credit card debt first. Monitor your credit and financial habits regularly. Get help from a nonprofit credit counseling agency like ACCC. If you’re trying to…
Coinbase is one of the largest and most well-known crypto exchanges, offering a lot of features that traders may find valuable. Crypto-only traders may find Coinbase to be a solid option if they’re using the advanced tier that comes with competitive pricing, though low-level fees have risen lately. Coinbase has…
Alliant Credit Union, Ally Bank, Amerant Bank, America First Credit Union, American Airlines Federal Credit Union, American Express National Bank, Apple Bank, Arvest Bank, Axos Bank, Banesco USA, Bank of America, Bank of Hope, Bank5 Connect, BankPurely, BankUnited Direct, Barclays Bank, Bask Bank, BMO Alto, BMO Bank, Boeing Employees’ Credit…
Key takeaways You should have another policy in effect before canceling your existing coverage to avoid your future car insurance premiums increasing substantially due to a lapse in coverage. If you are recuperating from surgery, embarking on a long vacation or something similar, you may want to suspend your car…
Key takeaways You don’t need to be rich, but you do need to be intentional with your financial plans to set your kids up for life. Strategic financial moves early on — like setting up a 529 account or custodial Roth IRA — can lead to decades of compounding growth…
One word can sum up the business pulse for August: volatile. While tax cuts from the Big Beautiful Bill and a recovering GDP have boosted business confidence, a stagnantly-high Fed rate, crackdowns on the immigrant labor force and the looming threat of tariffs have economic sentiments in a cautious wobble.…
If you were hoping for some guidance from the IRS with respect to changing your withholding to reflect the changes under the One Big Beautiful Bill Act (OBBBA), you’re out of luck. The IRS has announced that, as part of its phased implementation of the new tax law, there will…
Image by Getty Images; Illustration by Bankrate Key takeaways The type of marijuana, delivery method and frequency of use may all play a role in how life insurance companies rate life policies for marijuana users. Different life insurance companies may have different policies regarding marijuana use, and some companies may…
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