At a time of sticky inflation and a softening job market, extra money in the bank can serve as a lifeline for many consumers. Yet 8 in 10 Americans did not increase their emergency savings this year, a new Bankrate survey found, leaving them in no better financial position to…
While the top ten largest credit unions still hold significantly less in assets than even the top five largest banks, they have been growing considerably in recent years. Just within the last five years, total assets in federally insured credit unions have risen by approximately 45 percent over the past…
Key Takeaways: Transition Challenges: Veterans face unique financial challenges when transitioning from military to civilian life, including employment hurdles, healthcare costs, and housing instability. Employment and Economic Stability: Despite strong leadership skills, veterans often encounter unemployment or underemployment due to skill mismatches. Support from programs like VETS and the GI…
Key takeaways Most unemployment payment delays happen due to missing information, fraud checks, or system backlogs. You can often fix the issue by verifying your ID, submitting missing documentation, or updating your payment profile. While you wait, contact lenders to negotiate temporary relief and use savings accounts or short-term loans…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Reaching age 65 doesn’t automatically change how the IRS taxes your 401(k) withdrawals. Instead, it taxes distributions from a traditional 401(k) as ordinary income, just like wages or Social Security benefits. Your tax rate depends on your total taxable income and filing status in the…
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The Downsides of Credit Card Churning and Why It Is Risky You may be asking yourself, “Those benefits sound great, why is credit…
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The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell talked to the…
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The S&P 500 has had a nice run over the last few years, and the big-name tech stocks that everyone knows — Apple, Microsoft and Nvidia, among others — have led the charge higher. But which stocks may have been unfairly overlooked in that fast-and-furious rally? Below are some timely…
Photography by Getty Images Key takeaways The Capital One Spark Cash Plus offers a flat 2 percent cash back on every purchase, making this card a good fit for businesses that spend across a wide range of categories. You can boost your rewards to 5 percent on hotels and rental…
Photography by Getty Images If you fly often within the U.S. or to Mexico, Central America or the Caribbean, you’re probably familiar with Southwest Airlines. Known for its affordability and customer service, it also boasts a popular loyalty program — Southwest Rapid Rewards. You can sign up for free and…
Bitcoin is legendary for its volatility. The cryptocurrency has soared, plunged and then risen again since it debuted in 2009. In three separate years, the world’s largest cryptocurrency has plummeted more than 60 percent — in fact, once more than 70 percent. But Bitcoin has actually done even worse than that,…
Key takeaways Join your preferred airline’s loyalty program for free to earn and redeem points and miles for your next flight. With a general travel rewards credit card or co-branded airline credit card, you can earn points and miles through eligible credit card spending. For more ways to earn points…
Finding the best car insurance can be tricky, especially when you realize that what’s best for one driver may not be the best for another. In general, it’s best to look for companies that offer extensive coverage options while maintaining a high level of customer satisfaction and a solid financial…
Retirement is a dream for many — a time to relax, travel and pursue hobbies. But the reality can be quite different if you’re not financially prepared. That’s why the fear of outliving your savings is a major concern among retirees. However, with proper planning and discipline, you can make…
Alexander Spatari/Getty Images The old Capital One SavorOne is no more. Welcome to the new Capital One SavorOne Rewards Credit Card. After the old SavorOne became the Capital One Savor Cash Rewards Credit Card in October 2024, it seemed as though the SavorOne’s story might be over. But recently, the…
President Donald Trump is paving the way for a significant shift in retirement investing by permitting 401(k) plans to include alternative investments like private equity, real estate and digital assets. Trump’s recent executive order1 aims to provide 401(k) participants with greater access to diversified investment opportunities, potentially enhancing retirement outcomes.…
For more than 30 years, the so-called 4 percent rule — a tidy formula to help retirees figure out how much they can withdraw from their portfolios each year without running out of money — has loomed large in retirement planning circles. But William Bengen, the now 77-year-old retired fee-only financial…
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