Want to take control of your spending and feel more confident with your money? Try the cash envelope system! I’ll show you exactly how the cash envelope system works and how to start using it this month. (Plus, I’ll tell you how to make cash envelopes more fashionable than ever!) What…
Key takeaways It’s typically better for your credit score to keep an unused credit card open, especially if it’s your oldest line of credit. However, you might be better off canceling the credit card instead if you’re paying a high annual fee on the card, having a hard time juggling…
Personal information about yourself Business formation documents Employer identification number (EIN) Business bank statements Business plan Business or personal credit score Details about existing loans What can a business line of credit be used for? You can use a business line of credit for nearly any purpose. You simply withdraw…
According to NerdWallet’s 2024 survey conducted online by The Harris Poll only 19% of Americans do not use credit and millions of Americans struggle with unsecured credit card balances, often leading to long-term financial stress. One solution people consider is using a personal loan to pay off credit cards. But…
Trending
Spotlight This Week
More Articles
Personal Finance
While there has been much conversation on not buying from companies with poor diversity, little has been said about investing…
Lifestyle inflation occurs when your expenses increase as you earn more income. It can start subtly—dining at pricier restaurants, upgrading…
Chime, the largest digital bank in America, grew its revenue to $1.7 billion in 2024, an increase of roughly 30%…
Technology has transformed some parts of the daunting homebuying process–making it easier to search and compare properties online, to prepare…
Featured Articles
Key takeaways Debt relief is a method of restructuring debt to make it easier for you to pay it back. You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best debt relief strategy for your situation will depend on…
Dept Managmnt
Key takeaways You are responsible for debts of a deceased spouse if you were a joint borrower, live in a community property state…
Banking
Apple, FedEx and Oracle all got loans guaranteed by the Small Business Administration. But rules and red tape keep many banks from making…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
All News
Key takeaways While American Express credit cards offer generous rewards for all types of purchases, the card issuer also offers perks that are easy to overlook. Some Amex cards feature benefits like free shipping, travel insurance concierge services and even automatic elite status with hotel loyalty programs — but you’ll…
Key takeaways A mortgage note represents a home loan for a given borrower. The note is a security instrument that allows the loan to be grouped with other mortgages after closing and sold to investors. A mortgage note comes with a promissory note, which is the borrower’s promise to repay…
Key takeaways Some credit cards offer a 0 percent intro APR on both purchases and balance transfers, while other cards only offer the intro APR on one or the other. If you’re interested in a credit card with an intro APR offer, be sure to read the terms…
Key takeaways An umbrella policy broadens the scope of coverage offered by your home, auto or other insurance policy. Your umbrella policy is most often used as a secondary policy to your primary insurance policy. An umbrella policy kicks in when the limits of your primary insurance policies have been…
Credit Sesame explains how student loan collections could affect your credit score, what steps you may want to consider, and how to stay on top of your financial future. Student loan collections resume in 2025 Federal student loan collections are back. As of May 5, 2025, the U.S. Department of…
If you’re retired or close to it, chances are you’re thinking about how to make your money last. An income annuity is one way to turn a chunk of savings into a guaranteed monthly paycheck. You hand over a lump sum to an insurance company, and in return, they send…
Key takeaways The Capital One miles program ranks in the mid to high range among other credit card rewards programs, with a baseline value of 1 cent per mile. Miles can be earned by making purchases on eligible Capital One credit cards, earning welcome bonuses, and converting cash back from…
Key takeaways Investors will place a market order when they want to execute a trade at the best available price the moment an order is sent. A limit order executes the trade at a specific price that the investor sets, and only once that price is met does the trade…
Westend61/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Equipment costs can range from $500 for small items to $500,000 for construction or manufacturing equipment. The cost of an equipment loan depends heavily on the equipment being purchased, the creditworthiness of the business and the interest rate set by the lender.…
If you’re searching for a hotel credit card, Marriott co-branded credit cards can be a great choice. Along with the Marriott Bonvoy® program, which allows you to earn points through hotel spending, a Marriott co-branded credit card is one of the easiest ways to earn points regularly. You can use…
Editor's Pick
