At a time of sticky inflation and a softening job market, extra money in the bank can serve as a lifeline for many consumers. Yet 8 in 10 Americans did not increase their emergency savings this year, a new Bankrate survey found, leaving them in no better financial position to…
While the top ten largest credit unions still hold significantly less in assets than even the top five largest banks, they have been growing considerably in recent years. Just within the last five years, total assets in federally insured credit unions have risen by approximately 45 percent over the past…
Key Takeaways: Transition Challenges: Veterans face unique financial challenges when transitioning from military to civilian life, including employment hurdles, healthcare costs, and housing instability. Employment and Economic Stability: Despite strong leadership skills, veterans often encounter unemployment or underemployment due to skill mismatches. Support from programs like VETS and the GI…
Key takeaways Most unemployment payment delays happen due to missing information, fraud checks, or system backlogs. You can often fix the issue by verifying your ID, submitting missing documentation, or updating your payment profile. While you wait, contact lenders to negotiate temporary relief and use savings accounts or short-term loans…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Reaching age 65 doesn’t automatically change how the IRS taxes your 401(k) withdrawals. Instead, it taxes distributions from a traditional 401(k) as ordinary income, just like wages or Social Security benefits. Your tax rate depends on your total taxable income and filing status in the…
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The Downsides of Credit Card Churning and Why It Is Risky You may be asking yourself, “Those benefits sound great, why is credit…
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The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell talked to the…
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Azri Suratmin/Getty Images Key takeaways If you have full coverage car insurance, which generally includes comprehensive and collision coverage, your scratches and dents are likely covered. Because comprehensive and collision coverage both come with deductibles, it may not always be worth it to file a claim to cover minor damage.…
Alistair Berg / Getty Images Key takeaways Managing cash flow well helps your business cover expenses and grow. Poor cash flow leads to missed payments, rising debt and potential business failure. Forecasting cash flow can help you anticipate financial needs and avoid shortfalls. You can improve cash flow by speeding…
I’m on track to earn a personal record of about $3,000 in cash back credit card rewards this year. That’s enough to pay for a nice vacation or offset various day-to-day expenses — and it hasn’t even taken that much work on my part. Earning a meaningful amount of credit…
Illustration by Bankrate. Private companies are having a moment, with some firms, such as SpaceX and OpenAI, boasting valuations in the hundreds of billions of dollars and Wall Street pushing to include private assets in retirement accounts. In the old days, companies would go public through an initial public offering,…
A credit score of 500 or less gives you plenty of room for growth when building your credit, and it won’t exclude you from qualifying for a good credit card. Several credit cards for credit scores in this range or lower offer credit-building tools to help you build your score;…
The Ink Business Preferred® Credit Card is currently offering one of its most valuable sign-up bonuses to date, and more people can take advantage than might realize it. With this bonus, the Ink Business Preferred is worth a fresh look not only for traditional small-business owners, but also freelancers, side…
The Standard & Poor’s 500 — probably the most popular measure of the stock market’s performance — is sitting right near all-time highs. The S&P 500 index is also perched at one of the highest valuations of all time, indicating that investors are paying a high price for potential future earnings.…
Image by Getty Images; Illustration by Bankrate Key takeaways Maker and taker fees are what crypto exchanges charge users for providing or removing liquidity from the market. Makers add liquidity to the market and typically pay lower fees, while takers remove liquidity and often pay higher fees. Understanding how these…
Image by Getty Images; Illustration by Bankrate Key takeaways When it comes to Social Security, the standard advice you might hear suggests that you won’t get a second chance to decide when to start taking your benefits. But in at least two circumstances, you can get a chance at a…
This month, many students—including my own kids—are heading back to school. Most of them have a cell phone (or wearable device) on at all times. While it’s a great way for students to keep track of their busy schedules (and check in with Mom and Dad), it also makes them…
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