At a time of sticky inflation and a softening job market, extra money in the bank can serve as a lifeline for many consumers. Yet 8 in 10 Americans did not increase their emergency savings this year, a new Bankrate survey found, leaving them in no better financial position to…
While the top ten largest credit unions still hold significantly less in assets than even the top five largest banks, they have been growing considerably in recent years. Just within the last five years, total assets in federally insured credit unions have risen by approximately 45 percent over the past…
Key Takeaways: Transition Challenges: Veterans face unique financial challenges when transitioning from military to civilian life, including employment hurdles, healthcare costs, and housing instability. Employment and Economic Stability: Despite strong leadership skills, veterans often encounter unemployment or underemployment due to skill mismatches. Support from programs like VETS and the GI…
Key takeaways Most unemployment payment delays happen due to missing information, fraud checks, or system backlogs. You can often fix the issue by verifying your ID, submitting missing documentation, or updating your payment profile. While you wait, contact lenders to negotiate temporary relief and use savings accounts or short-term loans…
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The nation’s 75 million Social Security recipients will receive a 2.8% cost of living adjustment (COLA) increase in their benefits…
Historically Black colleges and universities are on the frontlines of the One Big Beautiful Bill Act’s new limits on parent…
The big new fees JPMorgan Chase is planning to charge some financial technology companies may well trickle down to consumers,…
With artificial intelligence beginning to eat away at many white-collar entry-level jobs, and the unemployment rate for recent college graduates…
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Reaching age 65 doesn’t automatically change how the IRS taxes your 401(k) withdrawals. Instead, it taxes distributions from a traditional 401(k) as ordinary income, just like wages or Social Security benefits. Your tax rate depends on your total taxable income and filing status in the…
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The Downsides of Credit Card Churning and Why It Is Risky You may be asking yourself, “Those benefits sound great, why is credit…
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The fundamental flaws in the way the Federal Reserve operates these days were on full display Wednesday when Jerome Powell talked to the…
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The Chase Slate® is no longer accepting new applications as of March 2020. Those interested in the Chase Slate® can check out the Chase Slate Edge℠* instead. Key takeaways Balance transfers can reduce interest costs by moving debt to a lower or 0 percent intro APR card. Watch for transfer…
Key takeaways If you received a store credit card you didn’t sign up for, that means someone else likely signed you up without your permission. Issuing a card without your permission violates the Truth in Lending Act and is considered fraud. You should cancel the card immediately and take steps…
When I finished graduate school, I had $72,000 in student loans weighing me down. But less than a year after graduation, I’d paid it all off, thanks to the debt snowball method and some hefty determination. It was aggressive and at times downright exhausting, but I’ve stayed debt-free for years…
Key takeaways Credit unions may offer lower mortgage rates and fees, but often lack the in-person branches and digital services that banks do. Bigger banks might offer a wider variety of loan products and don’t mandate that you become a member. It may be easier to get a mortgage with…
Houston Chronicle/HearstNewspapers/GettyImages Key takeaways Lawmakers have introduced a bill that would permanently end taxes on the Social Security benefits received by retirees. The One Big Beautiful Bill Act, which became law in July, didn’t end taxes on Social Security benefits. Instead, it added a new bonus tax deduction worth up…
Real estate is still one of the most reliable ways to build wealth in America. It’s also a popular choice among investors, with 24 percent reporting that real estate was their preferred long-term investment, according to a 2025 Bankrate survey. But in recent years, a wave of real estate investing…
Key Takeaways Debt Settlement Drawbacks: Often leads to high fees, unfinished results, and credit score damage leaving consumers still stuck in debt. Advantages of a Debt Management Plan (DMP): A Debt Management Plan with ACCC reduces interest rates, consolidates payments, and provides a clear path to debt freedom. Empowering Personalized…
Key takeaways Claiming Social Security at 62 cuts your monthly check by up to 30 percent, while waiting until 70 boosts it by as much as 32 percent above your full retirement benefit. For anyone born in 1960 or later, the full retirement age is 67. Earlier generations have slightly…
Crypto charts and all the data that they offer may be confusing and complex at first glance, especially for new investors. But they present information in a systematic way to help traders get an overview of how a cryptocurrency has performed over a specific period of time. So crypto charts…
Key takeaways 7(a) and 504 loans remain a popular funding tool for businesses across industry, revenue and size categories The SBA weekly lending report provides valuable information on loan funding based on specific demographic data The majority of 7(a) loans for working capital are under $50,000, while the majority of…
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