Retirement
Spousal benefits are Social Security payments based on a spouse’s lifetime earnings record, and a spouse may receive up to…
Reaching age 65 doesn’t automatically change how the IRS taxes your 401(k) withdrawals. Instead, it taxes distributions from a traditional…
A 401(k) loan does not appear on your credit report because it isn’t considered a loan from a third-party lender.…
Leaving the workforce changes many aspects of your 401(k), and once you retire you will have to make a number…
If you have ever changed jobs or you have already started saving for retirement, you have likely encountered both Traditional…
A mini retirement is a planned, extended break from full-time work that’s taken before traditional retirement age. Unlike a vacation…
Retiring early with a 401(k) requires understanding how to access funds before the standard retirement age without triggering heavy penalties.…
While federal taxes apply uniformly, the way states tax 401(k) withdrawals can vary widely. Some states fully tax 401(k) distributions,…
When it comes to managing retirement income, taxes can be one of your biggest – and most overlooked – expenses.…
Your 401(k) plays a key role in helping you save for retirement, but life events can affect how much you’re…