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Photography by Getty Images; Illustration by Bankrate Key takeaways Choosing the right business structure can significantly impact your tax liability.…
Key takeaways You can get a mortgage with a credit score as low as 620, 580 or even 500, depending…
Key takeaways This card offers customizable cash back that allows you to earn a generous 5 percent cash back —…
Key takeaways The Citi Strata Premier℠ Card offers a significantly higher welcome bonus and more opportunities for cardholders to earn…
John M Lund Photography Inc/Getty Images Key takeaways Gap insurance — short for guaranteed asset protection insurance — is specifically…
Twenty-five million Americans have an unsecured personal loan, double the number from a decade ago, says TransUnion senior vice president…
Key takeaways Lenders typically factor your student loan payments into your debt-to-income (DTI) ratio to ensure that you’ll be able…
Value-added tax (VAT) is a tax on goods and services, not unlike a sales tax but with some major differences.…
This page was originally published in early 2022 and features a story from a Bankrate reader during that time. The…
Key takeaways Retail websites often ask you for your credit card information to complete a transaction, and they’d like to…