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I get it—overspending is a real struggle. No matter where or how you shop, spending money on random stuff is…
In the fall of 2024, Ramsey Solutions conducted a nationally representative survey of over 1,000 U.S. adults (see full methodology…
Maybe your Kia went kaput or your Toyota took a tumble. Or maybe you’re just tired of driving a car…
Consumer debt is a growing concern affecting millions of individuals across the globe. Did you know the average consumer debt…
Key Takeaways: Credit card debt reduces disposable household income Debt delays consumers’ ability to build wealth Credit card debt impacts…
Key Takeaways Reduce high-interest credit card debt to improve credit and cash flow Build an emergency fund to handle unexpected…
Key Takeaways Create a realistic monthly budget that accounts for essential expenses. Cut back on non-essential spending and save for…
Key Takeaways Focus on essential needs like food, housing, and utilities while reducing unnecessary purchases. Establish a structured budget to…
Understand your Debt: Debt from credit cards, loans, or medical bills can feel overwhelming. Recognizing its commonality is the first…
Marriage and debt are like pregnancy and . . . nausea. For most people, you can’t have the exciting part…