{"id":23182,"date":"2026-02-28T17:02:34","date_gmt":"2026-02-28T17:02:34","guid":{"rendered":"https:\/\/infinpros.com\/?p=23182"},"modified":"2026-02-28T17:02:35","modified_gmt":"2026-02-28T17:02:35","slug":"can-you-return-a-car-you-just-bought","status":"publish","type":"post","link":"https:\/\/infinpros.com\/?p=23182","title":{"rendered":"Can You Return A Car You Just Bought?"},"content":{"rendered":"<div>\n<div id=\"block_1118be454d10671f5b14ad08fd328e76\" class=\"key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative\" style=\"--accent: var(--color-blue-medium)\">\n    <!-- htmlmin:ignore --><\/p>\n<h2 class=\"heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4\" id=\"key-takeaways\" data-position=\"0\" data-beam-element-viewed=\"\" data-id=\"br-h2-0-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Key takeaways\" data-outcome=\"\">\n    <span class=\"shrink-0\">Key takeaways<\/span><br \/>\n        <span class=\"max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block\"\/><br \/>\n    <\/h2>\n<p>    <!-- htmlmin:ignore --><\/p>\n<ul class=\"flex flex-col text-gray-700 mb-0 gap-2 list-disc\">\n<li class=\"pl-4 relative marker:text-(--accent)\">\n                                                            You typically cannot return a car unless the dealership has a return policy.\n                                                <\/li>\n<li class=\"pl-4 relative marker:text-(--accent)\">\n                                                            To avoid being in a position where you need to return the car, research the history of the vehicle and the dealership\u2019s policies.\n                                                <\/li>\n<li class=\"pl-4 relative marker:text-(--accent)\">\n                                                            If you cannot return the car, look into refinancing your auto loan, selling the car or trading it in for a different model.\n                                                <\/li>\n<\/ul>\n<\/div>\n<p>If you\u2019ve purchased a new or used car and have second thoughts, you usually can\u2019t return it. Dealerships are not legally obligated to accept returns, issue you a refund or offer an exchange after you\u2019ve signed the sales contract.<\/p>\n<p>However, there are exceptions to this rule. If the car has major mechanical issues, for instance, the dealership may be legally required to accept a return. Some dealerships may also allow you to return the vehicle under specific circumstances. Still, there\u2019s no guarantee. It\u2019s better to avoid having to return a car in the first place.<\/p>\n<h2 id=\"if\" data-position=\"1\" data-beam-element-viewed=\"\" data-id=\"br-h2-1-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Can you return a car if\u2026\" data-outcome=\"\">Can you return a car if\u2026<\/h2>\n<p>There are just a few cases when you can return a car you just bought. If it was an illegal transaction, or you cannot afford it, you may have options.<\/p>\n<h3>You changed your mind?<\/h3>\n<p>Dealers do not generally find buyer\u2019s remorse persuasive. Very few dealerships have a return policy. Once you sign the sales contract, you\u2019re responsible for paying the note as promised.<\/p>\n<p>Although the FTC has a \u201ccooling-off rule\u201d \u2014 a rule where you have three days to cancel a sale made at your home, workplace or seller\u2019s temporary location \u2014 a vehicle purchase is among its exceptions. Even if a dealership sells you a car at a temporary location, the rule still applies as long as they have a permanent location.<\/p>\n<p>Some states also have a \u201cright to cancel\u201d period that lets you return the car within a certain time frame without incurring any penalties or damage to your credit profile. However, the vehicle must be in the same condition as when you purchased it. Other limitations often apply.<\/p>\n<h3>Your car payments are too high?<\/h3>\n<p>You\u2019ll have difficulty making your case if you want to return your car because your monthly car payments are too expensive. The dealership\u2019s general manager could argue that you should have determined whether you could afford the car before buying it.<\/p>\n<p>It\u2019s up to the dealership whether you can bring back the car and exchange it for something more affordable. Speak with the salesperson who sold you the car first. If that doesn\u2019t work, contact the sales manager or the dealership\u2019s general manager.<\/p>\n<p>Once you\u2019ve exhausted those options, look into other methods to lower your monthly payments. Refinancing your auto loan with a lower interest rate or a longer term can lower your monthly payment.<\/p>\n<h3>Your financing fell through?<\/h3>\n<p>Some dealers let you drive off the lot before your financing is finalized. In the event you\u2019re subsequently denied an auto loan, the purchase agreement is no longer valid unless you are able to find other financing. In this case, the deal is off, and you must return the vehicle.<\/p>\n<p>This situation is common when the dealer offers spot delivery, also known as contingent or conditional financing, through one of its affiliate lenders. This arrangement allows the buyer to take possession of the vehicle with the expectation of loan approval, but if the proposed terms change, you aren\u2019t obligated to accept this financing and can return the car.<\/p>\n<h3>You got ripped off?<\/h3>\n<p>If you feel like you fell prey to common dealer tricks, consider meeting with the dealership manager. Bring documentation to back up your claim that you were wronged.<\/p>\n<p>For example, if you believe the dealer overcharged, present evidence of the vehicle\u2019s fair market value from a reputable source, like Edmunds or Kelley Blue Book, to support your argument.<\/p>\n<p>Present your case to the manager calmly. Because you signed a contract, your options may be limited. Still, you have a few ways to deal with predatory practices, including:<\/p>\n<ul class=\"wp-block-list\">\n<li>Contact your state attorney general\u2019s office to discuss your options.<\/li>\n<li>Hire an attorney to sue the dealership.<\/li>\n<li>Leave a bad review on the dealership\u2019s website.<\/li>\n<li>File a complaint with the Better Business Bureau (BBB).<\/li>\n<li>File a complaint with your state\u2019s consumer protection agency.<\/li>\n<li>File a complaint with the Federal Trade Commission (FTC).<\/li>\n<\/ul>\n<h3>Your car is a lemon?<\/h3>\n<p>To build a case for returning a car that doesn\u2019t run properly, gather documentation on the mechanical problems you\u2019ve experienced and make sure your complaints are noted in detail on all repair orders. You may need to take multiple trips to the dealer\u2019s service department to build your case.<\/p>\n<p>If the problem still hasn\u2019t been fixed, you may determine your car is a lemon \u2014 a vehicle beyond repair. Lemon laws vary from state to state. You\u2019ll have to research to see whether you can make a legitimate lemon law claim. In most states, lemon laws only apply to a new vehicle with a serious defect that impairs your ability to drive it.<\/p>\n<p>You can research the laws in your state on the Center for Auto Safety\u2019s website, which outlines each state\u2019s required actions and timeline for returning a car under lemon laws. You can secure a refund or comparable vehicle exchange upon a successful claim.<\/p>\n<ul class=\"Accordion w-full align\">\n<li x-id=\"['panel-thirteen-states-have-lemon-laws-for-used-cars', 'heading-thirteen-states-have-lemon-laws-for-used-cars']\" x-data=\"{ expanded: 0 }\" class=\"Accordion-item\">\n<button class=\"Accordion-titleContainer py-4 px-3 sm:px-6 group sm:py-6\" type=\"button\" :id=\"$id('heading-thirteen-states-have-lemon-laws-for-used-cars')\" :aria-controls=\"$id('panel-thirteen-states-have-lemon-laws-for-used-cars')\" :aria-expanded=\"expanded ? true : false\" x-on:click=\"expanded = !expanded\" :data-outcome=\"expanded ? 'open_accordion' : 'close_accordion'\"><!-- htmlmin:ignore --><\/p>\n<h3 class=\"Accordion-title my-0 mr-2 md:flex-1\">\n    Thirteen states have lemon laws for used cars<br \/>\n    <\/h3>\n<p><!-- htmlmin:ignore --><span class=\"Accordion-icon Icon mb-0 block leading-none Icon--sm icon-base-blue-600\" aria-hidden=\"true\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Caret Down Icon<\/title>\n<path d=\"M12 17.152c-.33 0-.675-.131-.94-.378L3.384 9.09a1.32 1.32 0 0 1 0-1.86c.51-.51 1.351-.51 1.862 0L12 13.977l6.755-6.747c.51-.51 1.351-.51 1.862 0 .51.51.51 1.35 0 1.86l-7.694 7.684a1.295 1.295 0 0 1-.94.378H12Z\" class=\"icon-base\"\/><\/svg><\/span><\/button><\/p>\n<div class=\"Accordion-contentWrapper\" :id=\"$id('panel-thirteen-states-have-lemon-laws-for-used-cars')\" :aria-labelledby=\"$id('heading-thirteen-states-have-lemon-laws-for-used-cars')\" x-show=\"expanded\" x-collapse=\"\" role=\"region\" style=\"height: 0; overflow: hidden; display: none;\">\n<div class=\"Accordion-content text-gray-700 px-3 pb-4 sm:px-6 sm:pb-6\">\n<ul>\n<li>Arizona<\/li>\n<li>California<\/li>\n<li>Massachusetts<\/li>\n<li>Michigan<\/li>\n<li>Minnesota<\/li>\n<li>Nevada<\/li>\n<li>New Jersey<\/li>\n<li>New Mexico<\/li>\n<li>New York<\/li>\n<li>Rhode Island<\/li>\n<li>Texas<\/li>\n<li>Vermont<\/li>\n<li>Virginia<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/li>\n<\/ul>\n<p>Limitations apply, and these laws may not provide much relief in your situation.<\/p>\n<section class=\"editorial-insight-box --insight-box +mg-vertical-md\" data-template=\"insight_box\">\n<div class=\"card-body border-l-4 border-blue-800\">\n<div class=\"content-wrapper\">\n<p>\n                    Bankrate tip\n                <\/p>\n<div class=\"content wysiwyg wysiwyg--flush\">\n<p>You may be entitled to reimbursement of your attorney fees if you hire an attorney to help make your case. Be sure to keep track of your legal fees during the process.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<h3>Your dealership has a return policy?<\/h3>\n<p>A few dealerships have return policies. For example, CarMax has a 30-day return policy, and Carvana is famous for its seven-day money-back guarantee. If you don\u2019t like the car you purchased, you can exchange it for one you like or get a refund.<\/p>\n<p>In addition, some dealerships have exchange programs where you have a limited number of days to exchange the vehicle. Remember that excessive depreciation or putting too many miles on the car could prevent you from returning it.<\/p>\n<section class=\"editorial-insight-box --insight-box +mg-vertical-md\" data-template=\"insight_box\">\n<div class=\"card-body border-l-4 border-blue-800\">\n<div class=\"content-wrapper\">\n<p>\n                    Bankrate tip\n                <\/p>\n<div class=\"content wysiwyg wysiwyg--flush\">\n<p>Always get a dealership\u2019s return policy in writing. That way, you\u2019ll understand the terms and conditions and can navigate any attempt to deny your claim.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<h2 id=\"avoid\" data-position=\"2\" data-beam-element-viewed=\"\" data-id=\"br-h2-2-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"How to avoid returning a car\" data-outcome=\"\">How to avoid returning a car<\/h2>\n<p>If you want to avoid the difficult process of returning a car, you should properly prepare for the purchase. This process involves several steps:<\/p>\n<ol class=\"wp-block-list\">\n<li>Read car reviews about the make and model you are considering on websites like Consumer Reports.<\/li>\n<li>Perform price research using Kelley Blue Book or Carfax, compare auto loan rates and test-drive the vehicle.<\/li>\n<li>Research dealerships in advance by reading online reviews. Use sites like the BBB to ensure dealerships have a good reputation and exceptional customer service.<\/li>\n<li>Investigate the history and condition of the specific car you\u2019re considering purchasing. You can begin by reviewing history reports for the vehicle via sites like Carfax or AutoCheck, where information on the vehicle can be accessed using its vehicle identification number. If you\u2019re purchasing a car from a dealer, ask the dealership to provide you with the car\u2019s history.<\/li>\n<li>Take the car to be inspected by an independent mechanic. They can provide an unbiased assessment of the car and any issues it may have. If the mechanic discovers mechanical problems, ask the seller to foot the repair bill.<\/li>\n<\/ol>\n<h2 id=\"alternatives\" data-position=\"3\" data-beam-element-viewed=\"\" data-id=\"br-h2-3-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Alternatives to returning your car\" data-outcome=\"\">Alternatives to returning your car<\/h2>\n<p>If you can\u2019t return your car, there are ways to get out of an auto loan, like choosing to refinance your loan, selling your car privately, trading it in at a dealership or arranging for voluntary repossession.<\/p>\n<ul class=\"wp-block-list\">\n<li>\n<strong>Refinance your auto loan.<\/strong> If your monthly payments are too high, you can refinance your car loan by extending your term or securing a lower interest rate. Before taking this step, be aware of lenders\u2019 loan and vehicle requirements. In addition, you should compare refinancing rates carefully to determine if this will actually save you money.<\/li>\n<li>\n<strong>Sell it.<\/strong> By selling your car to someone else, you can get out of being stuck with a car you don\u2019t like. You might be unable to recoup the full amount you paid because a car depreciates as soon as it\u2019s driven off the lot. If this is the case, you will be responsible for paying the difference between the amount you financed and the sale price of the vehicle.<\/li>\n<li>\n<strong>Trade it in.<\/strong> If you don\u2019t want to go through the hassle of a private sale, you can also trade in your vehicle with the same dealership or a different dealership. This will likely also leave you paying the difference, but it can help you get out of a bad purchase.<\/li>\n<li>\n<strong>Ask for voluntary repossession.<\/strong> If you can\u2019t afford your monthly payments, ask your lender for a voluntary repossession. Think twice before taking this action. A lender can still report the repossession to the credit bureaus. Repossession negatively impacts your credit score for up to seven years, making it more expensive to take out a future auto loan. A lender may also refuse to repossess a car.<\/li>\n<\/ul>\n<h2 data-position=\"4\" data-beam-element-viewed=\"\" data-id=\"br-h2-4-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Bottom line\" data-outcome=\"\">Bottom line<\/h2>\n<p>Instead of wondering whether you can return a car, be proactive about your purchase. Before you buy a car, spend some time researching the price of cars you like and reading the dealership\u2019s return policy and car reviews. Failing to do enough research could leave you stuck with a car. In most cases, you can\u2019t return a car you just bought. Most dealerships won\u2019t allow it.<\/p>\n<p>If you cannot return a car, there are other ways to get rid of it. You can sell it or file a lemon law claim under certain circumstances. Alternatively, after a few months of making payments, you can refinance the auto loan.<\/p>\n<div class=\"HelpfulCTA mx-auto flex flex-col items-center gap-6 my-6 py-12 text-base border-y border-gray-200\" data-helpful-cta=\"\" data-beam-element-viewed=\"\" id=\"did-you-find-this-helpful\" data-type=\"cta\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Did you find this page helpful?\">\n<div class=\"HelpfulCTA-initial w-full flex flex-col items-center gap-4\" data-cta-initial=\"\">\n<div class=\"HelpfulCTA-question text-lg font-bold text-center text-gray-900\">\n            Did you find this page helpful?<\/p>\n<div id=\"JRqC9aKYeC\" class=\"hidden\">\n<div class=\"wysiwyg wysiwyg--sm wysiwyg--flush max-w-xs\">\n<p class=\"mb-6 text-base\">\n                            <strong class=\"block font-bold text-gray-900\">Why we ask for feedback<\/strong><br \/>\n                            Your feedback helps us improve our content and services. It takes less than a minute to<br \/>\n                            complete.\n                        <\/p>\n<p>Your responses are anonymous and will only be used for improving our website.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>Help us improve our content<\/p>\n<div class=\"HelpfulCTA-actions flex gap-4 mt-2\">\n            <button type=\"button\" class=\"HelpfulCTA-btn HelpfulCTA-btn--yes border border-2 border-blue-600 text-blue-600 rounded px-6 py-2 transition font-semibold flex items-center gap-2 hover:bg-blue-50\" data-cta-yes=\"\" data-beam-element-clicked=\"\" id=\"did-you-find-this-helpful-yes\" data-type=\"button\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Yes\" data-outcome=\"response submitted\"><br \/>\n                <span class=\"Icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Thumbs Up Icon<\/title><path d=\"M13.165 2.175c.322 0 .57.022.774.065.796.161 1.43.624 1.85 1.345.71 1.216.722 3.067.023 5.499h.516c2.28 0 3.422 0 4.337.548a3.844 3.844 0 0 1 1.721 2.25c.29 1.032 0 2.13-.592 4.336l-.516 1.926c-.312 1.151-.484 1.786-.882 2.324a3.368 3.368 0 0 1-1.442 1.098c-.625.247-1.28.248-2.475.248l-.021.01h-4.595c-.42 0-.636 0-.84-.032a4.19 4.19 0 0 1-.635-.15c-.204-.065-.387-.162-.763-.355l-1.69-.856c-.014.034-.026.069-.043.102a2.334 2.334 0 0 1-1.044 1.044c-.495.247-1.012.248-1.948.248h-.161c-.936 0-1.453 0-1.947-.248a2.333 2.333 0 0 1-1.044-1.044C1.5 20.038 1.5 19.52 1.5 18.585v-7.683c0-.936 0-1.452.248-1.947A2.387 2.387 0 0 1 2.792 7.91c.494-.248 1.01-.247 1.947-.247h.16c.937 0 1.454 0 1.95.247.353.177.653.44.875.763.64-.606 1.788-2.184 3.31-5.142.183-.366.312-.603.538-.819.193-.193.462-.355.72-.441.302-.097.539-.097.873-.097ZM4.739 9.288c-.624 0-1.076 0-1.227.076a.721.721 0 0 0-.323.322c-.075.15-.075.603-.075 1.216v7.683c0 .624 0 1.076.075 1.227.065.14.183.248.323.323.151.075.603.075 1.227.075h.16c.625 0 1.078 0 1.228-.075a.722.722 0 0 0 .323-.323c.075-.15.075-.603.075-1.227v-7.683c0-.624 0-1.065-.075-1.227a.672.672 0 0 0-.323-.322c-.15-.075-.603-.076-1.227-.076h-.161v.01ZM13.057 3.8c-.14 0-.226 0-.259.011-.032 0-.086.043-.107.064a2.98 2.98 0 0 0-.226.399c-2.187 4.272-3.53 5.647-4.33 6.092.003.162.004.34.004.536v7.82l2.217 1.122c.28.14.42.216.56.27.107.032.214.064.332.075.151.021.314.021.626.021h4.594c1.022 0 1.539 0 1.862-.129a1.84 1.84 0 0 0 .763-.58c.215-.28.355-.808.613-1.765l.517-1.927c.495-1.85.775-2.873.603-3.475a2.309 2.309 0 0 0-1-1.313c-.538-.323-1.594-.323-3.51-.323h-1.129c-.226 0-.473 0-.72-.15a1.087 1.087 0 0 1-.464-.614c-.075-.301 0-.528.076-.754.957-2.97.603-4.26.301-4.777-.183-.312-.44-.506-.774-.57-.14-.033-.377-.033-.549-.033Z\" class=\"icon-base\"\/><\/svg><\/span> <span class=\"text-base leading-4\">Yes<\/span><br \/>\n            <\/button><br \/>\n            <button type=\"button\" class=\"HelpfulCTA-btn HelpfulCTA-btn--no border-2 border-blue-600 text-blue-600 rounded 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0-4.34-.548a3.843 3.843 0 0 1-1.722-2.248c-.29-1.033 0-2.13.593-4.324l.517-1.925c.312-1.162.484-1.786.882-2.323.377-.495.872-.871 1.443-1.097.624-.248 1.281-.248 2.476-.248h4.597c.42 0 .635 0 .84.032.215.032.431.086.636.15.193.065.387.162.753.345l1.702.864c.017-.04.033-.082.053-.122a2.333 2.333 0 0 1 1.044-1.043c.496-.247 1.013-.247 1.95-.247h.16ZM7.503 3.798c-1.022 0-1.54 0-1.862.13-.302.118-.56.322-.765.58-.215.28-.345.775-.614 1.753l-.517 1.926c-.495 1.85-.775 2.871-.602 3.474a2.308 2.308 0 0 0 1 1.312c.539.323 1.594.322 3.51.322h1.142c.236 0 .473 0 .72.15.227.14.388.367.453.625.075.28 0 .516-.075.742-.959 2.969-.603 4.27-.301 4.775.183.312.44.506.774.57.162.033.41.033.572.033.128 0 .203 0 .236-.01.021 0 .085-.044.107-.065.032-.032.14-.237.227-.399 2.208-4.308 3.556-5.671 4.352-6.102a39.945 39.945 0 0 1-.003-.523v-7.79L13.63 4.175c-.28-.14-.41-.215-.56-.27a1.796 1.796 0 0 0-.344-.085c-.151-.022-.313-.01-.625-.022H7.503Zm11.596.001c-.625 0-1.077 0-1.228.076a.72.72 0 0 0-.323.322c-.075.15-.075.603-.075 1.226v7.68c0 .623 0 1.075.075 1.226.075.14.183.247.323.322.15.075.603.075 1.228.075h.16c.625 0 1.078 0 1.228-.075a.778.778 0 0 0 .324-.322c.075-.151.075-.603.075-1.227V5.423c0-.623 0-1.076-.075-1.226a.722.722 0 0 0-.324-.322c-.15-.076-.603-.076-1.227-.076h-.161Z\" class=\"icon-base\"\/><\/svg><\/span> <span class=\"text-base leading-4\">No<\/span><br \/>\n            <\/button>\n        <\/div>\n<\/p><\/div>\n<p>    <!-- Yes Form --><\/p>\n<p>    <!-- No Form --><\/p>\n<div class=\"HelpfulCTA-thankyou flex flex-col items-center gap-2\" data-cta-thankyou=\"\" style=\"display:none;\">\n<p>Thank you for your<br \/>\n            feedback!<\/p>\n<p>Your input helps us improve our<br \/>\n            content and services.<\/p>\n<\/p><\/div>\n<\/div><\/div>\n<p>Read the full article <a href=\"https:\/\/www.bankrate.com\/loans\/auto-loans\/can-you-return-a-car-you-just-bought\/\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key takeaways You typically cannot return a car unless the dealership has a return policy. To avoid being in a position where you need to return the car, research the history of the vehicle and the dealership\u2019s policies. If you cannot return the car, look into refinancing your auto loan, selling the car or trading<\/p>\n","protected":false},"author":1,"featured_media":23183,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58],"tags":[],"class_list":{"0":"post-23182","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homes"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can You Return A Car You Just Bought? | InfinPros<\/title>\n<meta name=\"description\" content=\"Key takeaways You typically cannot return a car unless the dealership has a return policy. 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