{"id":23161,"date":"2026-02-28T00:24:00","date_gmt":"2026-02-28T00:24:00","guid":{"rendered":"https:\/\/infinpros.com\/?p=23161"},"modified":"2026-02-28T00:24:01","modified_gmt":"2026-02-28T00:24:01","slug":"how-much-can-i-borrow-on-a-personal-loan-with-bad-credit","status":"publish","type":"post","link":"https:\/\/infinpros.com\/?p=23161","title":{"rendered":"How Much Can I Borrow On A Personal Loan With Bad Credit?"},"content":{"rendered":"<div id=\"\">\n<div class=\"overflow-hidden relative bg-blue-50 aspect-video w-full rounded-lg\"><\/div>\n<p>\n            Images by GettyImages; Illustration by Jessa Lizama\/Bankrate\n        <\/p>\n<\/p><\/div>\n<div>\n<div id=\"block_31959a675324e1b38bef01860764c958\" class=\"key-takeaways sm:border-l-4 border-(--accent) sm:pl-8 my-8 relative\" style=\"--accent: var(--color-blue-medium)\">\n    <!-- htmlmin:ignore --><\/p>\n<h2 class=\"heading-4 mt-0 mb-4 text-crop-none max-sm:flex max-sm:items-center max-sm:gap-4\" id=\"key-takeaways\" data-position=\"0\" data-beam-element-viewed=\"\" data-id=\"br-h2-0-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Key takeaways\" data-outcome=\"\">\n    <span class=\"shrink-0\">Key takeaways<\/span><br \/>\n        <span class=\"max-sm:h-0.5 max-sm:w-full max-sm:w-full max-sm:bg-(--accent) max-sm:rounded-full max-sm:block\"\/><br \/>\n    <\/h2>\n<p>    <!-- htmlmin:ignore --><\/p>\n<ul class=\"flex flex-col text-gray-700 mb-0 gap-2 list-disc\">\n<li class=\"pl-4 relative marker:text-(--accent)\">\n                                                            Lower credit scores signal higher risk of default to lenders, so lenders will limit loan amounts.\n                                                <\/li>\n<li class=\"pl-4 relative marker:text-(--accent)\">\n                                                            Borrowers with bad credit get approved for unsecured loans with an average amount under $2,000, according to TransUnion data.\n                                                <\/li>\n<li class=\"pl-4 relative marker:text-(--accent)\">\n                                                            Adding a cosigner or co-borrower with better credit can help you qualify for a larger loan amount, as can having a healthy debt-to-income ratio.\n                                                <\/li>\n<\/ul>\n<\/div>\n<p>If you have bad credit, certain personal loan lenders will still work with you, but they typically limit how much you can borrow. According to the Q3 2025 TransUnion Report, borrowers with FICO scores below 600 typically are approved for around $1,800, while those with scores between 601 and 660 average about $4,500.<\/p>\n<p>You may face higher rates with a bad credit loan, making your monthly payments costly even at smaller loan amounts. This makes it important to shop around and find the best bad credit loan rates available.<\/p>\n<h2 id=\"factors\" data-position=\"1\" data-beam-element-viewed=\"\" data-id=\"br-h2-1-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Factors that affect loan amount\" data-outcome=\"\">Factors that affect loan amount<\/h2>\n<p>The lower your credit score, the less likely you are to qualify for a lender\u2019s highest advertised loan amount. Lenders also consider your credit history, current debts and income to determine how much you can borrow.<\/p>\n<h3>Credit scores and history<\/h3>\n<p>Your credit scores are among the most important factors to lenders when applying for a loan. Most lenders categorize a bad credit score as a FICO score below 580 or a Vantage score below 601.<\/p>\n<p>When you apply, lenders conduct a hard credit check to review your repayment history, including missed payments, open accounts and your debt-to-income ratio (DTI). Higher credit scores usually mean you can get approved for larger loan amounts, because lenders are more confident you won\u2019t fail to repay.<\/p>\n<p>Here\u2019s the average personal loan amount borrowers received in early 2025:<\/p>\n<div class=\"w-full overflow-x-auto\">\n<table class=\"wp-block-table is-style-stripes wrapped\">\n<tbody>\n<tr>\n<td><strong>Risk tier by credit score<\/strong><\/td>\n<td><strong>Average loan amount<\/strong><\/td>\n<\/tr>\n<tr>\n<td>781+<\/td>\n<td>$17,100<\/td>\n<\/tr>\n<tr>\n<td>721-780<\/td>\n<td>$15,300<\/td>\n<\/tr>\n<tr>\n<td>661-720<\/td>\n<td>$9,600<\/td>\n<\/tr>\n<tr>\n<td>601-660<\/td>\n<td>$4,500<\/td>\n<\/tr>\n<tr>\n<td>300-600<\/td>\n<td>$1,800<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div><figcaption class=\"wp-element-caption\">Source: 2025 TransUnion Unsecured Personal Lending Industry Insights Report<\/figcaption><p>If you increase your credit score with a personal loan or by carefully managing your existing credit, you could qualify for a larger amount next time you apply.<\/p>\n<h3>Debt-to-income ratio<\/h3>\n<p>Your debt-to-income (DTI) ratio is the percentage of how much you owe versus your income. To calculate your DTI, add your monthly debt payments \u2014 such as student loans, auto loans, mortgage payments and credit card balances \u2014 and divide them by your gross monthly income. You can also use a debt-to-income ratio calculator if you don\u2019t want to do the math by hand.<\/p>\n<p>Most lenders prefer DTIs under 36%, but some will accept ratios as high as 50%. The lower your DTI, the more confidence a lender will have in your ability to take on more debt.<\/p>\n<p>If your DTI is well over 50%, consider dedicating time to paying down your existing debt before taking out another loan. If you need the cash immediately, look for lenders that don\u2019t have a DTI specification or accept high ratios.<\/p>\n<h3>Cosigner or co-borrower<\/h3>\n<p>Adding a cosigner with strong credit may improve your chances of securing a higher loan amount. A cosigner shares legal responsibility for repaying the loan with you but doesn\u2019t access the loan funds, whereas a co-borrower shares both repayment responsibility and access.<\/p>\n<p>When you have a cosigner, the lender knows that if you miss a payment, it still has an alternate way to get the money that is due. If you want to use a cosigner or co-borrower, check on the lender\u2019s website or with its customer service before applying.<\/p>\n<h3>Income and other factors<\/h3>\n<p>Lenders that accept borrowers with bad credit typically use nontraditional aspects of your finances to determine how much you can borrow. This may take the form of a monthly or annual income requirement.<\/p>\n<p>Upstart, for example, doesn\u2019t have a credit score requirement, but it does have a minimum income requirement of $12,000. In addition, Upstart \u2014 and some other lenders \u2014 considers your education history alongside your credit profile.<\/p>\n<h2 id=\"how\" data-position=\"2\" data-beam-element-viewed=\"\" data-id=\"br-h2-2-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"How can I get a small loan with bad credit?\" data-outcome=\"\">How can I get a small loan with bad credit?<\/h2>\n<p>If you need a small loan and have bad credit, consider these strategies:<\/p>\n<ul class=\"wp-block-list\">\n<li>\n<strong>Apply with lenders specializing in bad-credit loans:<\/strong> Companies like Avant and LendingPoint often approve smaller loan amounts even if you have poor credit.<\/li>\n<li>\n<strong>Apply at credit unions:<\/strong> Credit unions typically offer small-dollar loans at lower rates compared to payday or no-credit-check loans.<\/li>\n<li>\n<strong>Improve your chance of approval:<\/strong> Provide thorough documentation of your income and employment stability to reassure lenders you can repay the loan and boost your approval odds.<\/li>\n<\/ul>\n<section class=\"editorial-insight-box --insight-box +mg-vertical-md\" data-template=\"insight_box\">\n<div class=\"card-body border-l-4 border-blue-800\">\n<div class=\"content-wrapper\">\n<p>\n                    Should you take out a personal loan if you have bad credit?\n                <\/p>\n<div class=\"content wysiwyg wysiwyg--flush\">\n<p>Some types of bad credit loans are more risky than others, and a bad credit personal loan may be the least risky of your options. They have long repayment periods, and the APR maxes out at 35.99%. By comparison, you only have two weeks to repay a payday loan and financing fees may lead to an equivalent APR that exceeds 650%.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<h2 data-position=\"3\" data-beam-element-viewed=\"\" data-id=\"br-h2-3-onpage-placement\" data-type=\"h2\" data-location=\"Editorial\" data-name=\"h2_all\" data-text=\"Bottom line\" data-outcome=\"\">Bottom line<\/h2>\n<p>While bad credit limits borrowing potential, it\u2019s still possible to obtain a loan. Understanding factors lenders care about \u2014 like your credit history, debt-to-income ratio, income stability and cosigner \u2014 can help you secure better loan amounts and terms. Always shop around, compare lenders and consider strategies to strengthen your credit to access higher amounts and lower interest rates over time.<\/p>\n<div class=\"HelpfulCTA mx-auto flex flex-col items-center gap-6 my-6 py-12 text-base border-y border-gray-200\" data-helpful-cta=\"\" data-beam-element-viewed=\"\" id=\"did-you-find-this-helpful\" data-type=\"cta\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Did you find this page helpful?\">\n<div class=\"HelpfulCTA-initial w-full flex flex-col items-center gap-4\" data-cta-initial=\"\">\n<div class=\"HelpfulCTA-question text-lg font-bold text-center text-gray-900\">\n            Did you find this page helpful?<\/p>\n<div id=\"yG2aOO3FYR\" class=\"hidden\">\n<div class=\"wysiwyg wysiwyg--sm wysiwyg--flush max-w-xs\">\n<p class=\"mb-6 text-base\">\n                            <strong class=\"block font-bold text-gray-900\">Why we ask for feedback<\/strong><br \/>\n                            Your feedback helps us improve our content and services. It takes less than a minute to<br \/>\n                            complete.\n                        <\/p>\n<p>Your responses are anonymous and will only be used for improving our website.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>Help us improve our content<\/p>\n<div class=\"HelpfulCTA-actions flex gap-4 mt-2\">\n            <button type=\"button\" class=\"HelpfulCTA-btn HelpfulCTA-btn--yes border border-2 border-blue-600 text-blue-600 rounded px-6 py-2 transition font-semibold flex items-center gap-2 hover:bg-blue-50\" data-cta-yes=\"\" data-beam-element-clicked=\"\" id=\"did-you-find-this-helpful-yes\" data-type=\"button\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"Yes\" data-outcome=\"response submitted\"><br \/>\n                <span class=\"Icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Thumbs Up Icon<\/title><path d=\"M13.165 2.175c.322 0 .57.022.774.065.796.161 1.43.624 1.85 1.345.71 1.216.722 3.067.023 5.499h.516c2.28 0 3.422 0 4.337.548a3.844 3.844 0 0 1 1.721 2.25c.29 1.032 0 2.13-.592 4.336l-.516 1.926c-.312 1.151-.484 1.786-.882 2.324a3.368 3.368 0 0 1-1.442 1.098c-.625.247-1.28.248-2.475.248l-.021.01h-4.595c-.42 0-.636 0-.84-.032a4.19 4.19 0 0 1-.635-.15c-.204-.065-.387-.162-.763-.355l-1.69-.856c-.014.034-.026.069-.043.102a2.334 2.334 0 0 1-1.044 1.044c-.495.247-1.012.248-1.948.248h-.161c-.936 0-1.453 0-1.947-.248a2.333 2.333 0 0 1-1.044-1.044C1.5 20.038 1.5 19.52 1.5 18.585v-7.683c0-.936 0-1.452.248-1.947A2.387 2.387 0 0 1 2.792 7.91c.494-.248 1.01-.247 1.947-.247h.16c.937 0 1.454 0 1.95.247.353.177.653.44.875.763.64-.606 1.788-2.184 3.31-5.142.183-.366.312-.603.538-.819.193-.193.462-.355.72-.441.302-.097.539-.097.873-.097ZM4.739 9.288c-.624 0-1.076 0-1.227.076a.721.721 0 0 0-.323.322c-.075.15-.075.603-.075 1.216v7.683c0 .624 0 1.076.075 1.227.065.14.183.248.323.323.151.075.603.075 1.227.075h.16c.625 0 1.078 0 1.228-.075a.722.722 0 0 0 .323-.323c.075-.15.075-.603.075-1.227v-7.683c0-.624 0-1.065-.075-1.227a.672.672 0 0 0-.323-.322c-.15-.075-.603-.076-1.227-.076h-.161v.01ZM13.057 3.8c-.14 0-.226 0-.259.011-.032 0-.086.043-.107.064a2.98 2.98 0 0 0-.226.399c-2.187 4.272-3.53 5.647-4.33 6.092.003.162.004.34.004.536v7.82l2.217 1.122c.28.14.42.216.56.27.107.032.214.064.332.075.151.021.314.021.626.021h4.594c1.022 0 1.539 0 1.862-.129a1.84 1.84 0 0 0 .763-.58c.215-.28.355-.808.613-1.765l.517-1.927c.495-1.85.775-2.873.603-3.475a2.309 2.309 0 0 0-1-1.313c-.538-.323-1.594-.323-3.51-.323h-1.129c-.226 0-.473 0-.72-.15a1.087 1.087 0 0 1-.464-.614c-.075-.301 0-.528.076-.754.957-2.97.603-4.26.301-4.777-.183-.312-.44-.506-.774-.57-.14-.033-.377-.033-.549-.033Z\" class=\"icon-base\"\/><\/svg><\/span> <span class=\"text-base leading-4\">Yes<\/span><br \/>\n            <\/button><br \/>\n            <button type=\"button\" class=\"HelpfulCTA-btn HelpfulCTA-btn--no border-2 border-blue-600 text-blue-600 rounded px-6 py-2 transition font-semibold flex items-center gap-2 hover:bg-blue-50\" data-cta-no=\"\" data-beam-element-clicked=\"\" id=\"did-you-find-this-helpful-no\" data-type=\"button\" data-location=\"article-bottom\" data-position=\"banner\" data-text=\"No\" data-outcome=\"response submitted\"><br \/>\n                <span class=\"Icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"Icon-glyph\" viewbox=\"0 0 24 24\" fill=\"currentColor\" focusable=\"false\"><title>Thumbs Down Icon<\/title><path d=\"M19.26 2.175c.936 0 1.454 0 1.949.247.452.226.818.592 1.044 1.043.247.495.248 1.012.248 1.948v7.678c0 .936 0 1.453-.248 1.948a2.333 2.333 0 0 1-1.044 1.042c-.495.248-1.013.248-1.95.248h-.16c-.937 0-1.454 0-1.95-.248a2.33 2.33 0 0 1-.885-.777c-.637.596-1.79 2.176-3.314 5.155-.183.365-.312.602-.538.828a1.924 1.924 0 0 1-.722.441c-.258.086-.484.097-.742.097l.022-.011a5.39 5.39 0 0 1-.905-.064 2.741 2.741 0 0 1-1.852-1.345c-.71-1.216-.721-3.066-.022-5.496h-.516c-2.283 0-3.424 0-4.34-.548a3.843 3.843 0 0 1-1.722-2.248c-.29-1.033 0-2.13.593-4.324l.517-1.925c.312-1.162.484-1.786.882-2.323.377-.495.872-.871 1.443-1.097.624-.248 1.281-.248 2.476-.248h4.597c.42 0 .635 0 .84.032.215.032.431.086.636.15.193.065.387.162.753.345l1.702.864c.017-.04.033-.082.053-.122a2.333 2.333 0 0 1 1.044-1.043c.496-.247 1.013-.247 1.95-.247h.16ZM7.503 3.798c-1.022 0-1.54 0-1.862.13-.302.118-.56.322-.765.58-.215.28-.345.775-.614 1.753l-.517 1.926c-.495 1.85-.775 2.871-.602 3.474a2.308 2.308 0 0 0 1 1.312c.539.323 1.594.322 3.51.322h1.142c.236 0 .473 0 .72.15.227.14.388.367.453.625.075.28 0 .516-.075.742-.959 2.969-.603 4.27-.301 4.775.183.312.44.506.774.57.162.033.41.033.572.033.128 0 .203 0 .236-.01.021 0 .085-.044.107-.065.032-.032.14-.237.227-.399 2.208-4.308 3.556-5.671 4.352-6.102a39.945 39.945 0 0 1-.003-.523v-7.79L13.63 4.175c-.28-.14-.41-.215-.56-.27a1.796 1.796 0 0 0-.344-.085c-.151-.022-.313-.01-.625-.022H7.503Zm11.596.001c-.625 0-1.077 0-1.228.076a.72.72 0 0 0-.323.322c-.075.15-.075.603-.075 1.226v7.68c0 .623 0 1.075.075 1.226.075.14.183.247.323.322.15.075.603.075 1.228.075h.16c.625 0 1.078 0 1.228-.075a.778.778 0 0 0 .324-.322c.075-.151.075-.603.075-1.227V5.423c0-.623 0-1.076-.075-1.226a.722.722 0 0 0-.324-.322c-.15-.076-.603-.076-1.227-.076h-.161Z\" class=\"icon-base\"\/><\/svg><\/span> <span class=\"text-base leading-4\">No<\/span><br \/>\n            <\/button>\n        <\/div>\n<\/p><\/div>\n<p>    <!-- Yes Form --><\/p>\n<p>    <!-- No Form --><\/p>\n<div class=\"HelpfulCTA-thankyou flex flex-col items-center gap-2\" data-cta-thankyou=\"\" style=\"display:none;\">\n<p>Thank you for your<br \/>\n            feedback!<\/p>\n<p>Your input helps us improve our<br \/>\n            content and services.<\/p>\n<\/p><\/div>\n<\/div><\/div>\n<p>Read the full article <a href=\"https:\/\/www.bankrate.com\/loans\/personal-loans\/how-much-you-can-borrow-with-bad-credit\/\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Images by GettyImages; Illustration by Jessa Lizama\/Bankrate Key takeaways Lower credit scores signal higher risk of default to lenders, so lenders will limit loan amounts. Borrowers with bad credit get approved for unsecured loans with an average amount under $2,000, according to TransUnion data. Adding a cosigner or co-borrower with better credit can help you<\/p>\n","protected":false},"author":1,"featured_media":23162,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58],"tags":[],"class_list":{"0":"post-23161","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-homes"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How Much Can I Borrow On A Personal Loan With Bad Credit? | InfinPros<\/title>\n<meta name=\"description\" content=\"Images by GettyImages; Illustration by Jessa Lizama\/Bankrate Key takeaways Lower credit scores signal higher risk of default to lenders, so lenders will\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/infinpros.com\/?p=23161\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Much Can I Borrow On A Personal Loan With Bad Credit? | InfinPros\" \/>\n<meta property=\"og:description\" content=\"Images by GettyImages; Illustration by Jessa Lizama\/Bankrate Key takeaways Lower credit scores signal higher risk of default to lenders, so lenders will\" \/>\n<meta property=\"og:url\" content=\"https:\/\/infinpros.com\/?p=23161\" \/>\n<meta property=\"og:site_name\" content=\"InfinPros\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-28T00:24:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-28T00:24:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"News Room\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"News Room\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/infinpros.com\/?p=23161#article\",\"isPartOf\":{\"@id\":\"https:\/\/infinpros.com\/?p=23161\"},\"author\":{\"name\":\"News Room\",\"@id\":\"https:\/\/infinpros.com\/#\/schema\/person\/2b4f5c7443dad71cb58764b08bd37464\"},\"headline\":\"How Much Can I Borrow On A Personal Loan With Bad Credit?\",\"datePublished\":\"2026-02-28T00:24:00+00:00\",\"dateModified\":\"2026-02-28T00:24:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/infinpros.com\/?p=23161\"},\"wordCount\":950,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/infinpros.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/infinpros.com\/?p=23161#primaryimage\"},\"thumbnailUrl\":\"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg\",\"articleSection\":[\"Homes\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/infinpros.com\/?p=23161#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/infinpros.com\/?p=23161\",\"url\":\"https:\/\/infinpros.com\/?p=23161\",\"name\":\"How Much Can I Borrow On A Personal Loan With Bad Credit? | InfinPros\",\"isPartOf\":{\"@id\":\"https:\/\/infinpros.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/infinpros.com\/?p=23161#primaryimage\"},\"image\":{\"@id\":\"https:\/\/infinpros.com\/?p=23161#primaryimage\"},\"thumbnailUrl\":\"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg\",\"datePublished\":\"2026-02-28T00:24:00+00:00\",\"dateModified\":\"2026-02-28T00:24:01+00:00\",\"description\":\"Images by GettyImages; Illustration by Jessa Lizama\/Bankrate Key takeaways Lower credit scores signal higher risk of default to lenders, so lenders will\",\"breadcrumb\":{\"@id\":\"https:\/\/infinpros.com\/?p=23161#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/infinpros.com\/?p=23161\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/infinpros.com\/?p=23161#primaryimage\",\"url\":\"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg\",\"contentUrl\":\"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg\",\"width\":1280,\"height\":720},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/infinpros.com\/?p=23161#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/infinpros.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Much Can I Borrow On A Personal Loan With Bad Credit?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/infinpros.com\/#website\",\"url\":\"https:\/\/infinpros.com\/\",\"name\":\"InfinPros\",\"description\":\"Latest Personal Finance News and Updates\",\"publisher\":{\"@id\":\"https:\/\/infinpros.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/infinpros.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/infinpros.com\/#organization\",\"name\":\"InfinPros\",\"url\":\"https:\/\/infinpros.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/infinpros.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/infinpros.com\/wp-content\/uploads\/2024\/03\/d-icon.png\",\"contentUrl\":\"https:\/\/infinpros.com\/wp-content\/uploads\/2024\/03\/d-icon.png\",\"width\":512,\"height\":512,\"caption\":\"InfinPros\"},\"image\":{\"@id\":\"https:\/\/infinpros.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/infinpros.com\/#\/schema\/person\/2b4f5c7443dad71cb58764b08bd37464\",\"name\":\"News Room\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/infinpros.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/03199571e9539e71e7eb7558c4619f392950645892f223ecb0fa49f2729a4284?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/03199571e9539e71e7eb7558c4619f392950645892f223ecb0fa49f2729a4284?s=96&d=mm&r=g\",\"caption\":\"News Room\"},\"sameAs\":[\"https:\/\/infinpros.com\"],\"url\":\"https:\/\/infinpros.com\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Much Can I Borrow On A Personal Loan With Bad Credit? | InfinPros","description":"Images by GettyImages; Illustration by Jessa Lizama\/Bankrate Key takeaways Lower credit scores signal higher risk of default to lenders, so lenders will","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/infinpros.com\/?p=23161","og_locale":"en_US","og_type":"article","og_title":"How Much Can I Borrow On A Personal Loan With Bad Credit? | InfinPros","og_description":"Images by GettyImages; Illustration by Jessa Lizama\/Bankrate Key takeaways Lower credit scores signal higher risk of default to lenders, so lenders will","og_url":"https:\/\/infinpros.com\/?p=23161","og_site_name":"InfinPros","article_published_time":"2026-02-28T00:24:00+00:00","article_modified_time":"2026-02-28T00:24:01+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg","type":"image\/jpeg"}],"author":"News Room","twitter_card":"summary_large_image","twitter_misc":{"Written by":"News Room","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/infinpros.com\/?p=23161#article","isPartOf":{"@id":"https:\/\/infinpros.com\/?p=23161"},"author":{"name":"News Room","@id":"https:\/\/infinpros.com\/#\/schema\/person\/2b4f5c7443dad71cb58764b08bd37464"},"headline":"How Much Can I Borrow On A Personal Loan With Bad Credit?","datePublished":"2026-02-28T00:24:00+00:00","dateModified":"2026-02-28T00:24:01+00:00","mainEntityOfPage":{"@id":"https:\/\/infinpros.com\/?p=23161"},"wordCount":950,"commentCount":0,"publisher":{"@id":"https:\/\/infinpros.com\/#organization"},"image":{"@id":"https:\/\/infinpros.com\/?p=23161#primaryimage"},"thumbnailUrl":"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg","articleSection":["Homes"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/infinpros.com\/?p=23161#respond"]}]},{"@type":"WebPage","@id":"https:\/\/infinpros.com\/?p=23161","url":"https:\/\/infinpros.com\/?p=23161","name":"How Much Can I Borrow On A Personal Loan With Bad Credit? | InfinPros","isPartOf":{"@id":"https:\/\/infinpros.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/infinpros.com\/?p=23161#primaryimage"},"image":{"@id":"https:\/\/infinpros.com\/?p=23161#primaryimage"},"thumbnailUrl":"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg","datePublished":"2026-02-28T00:24:00+00:00","dateModified":"2026-02-28T00:24:01+00:00","description":"Images by GettyImages; Illustration by Jessa Lizama\/Bankrate Key takeaways Lower credit scores signal higher risk of default to lenders, so lenders will","breadcrumb":{"@id":"https:\/\/infinpros.com\/?p=23161#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/infinpros.com\/?p=23161"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/infinpros.com\/?p=23161#primaryimage","url":"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg","contentUrl":"https:\/\/infinpros.com\/wp-content\/uploads\/2026\/02\/1772238240_how-much-you-can-borrow-with-bad-credit.jpg","width":1280,"height":720},{"@type":"BreadcrumbList","@id":"https:\/\/infinpros.com\/?p=23161#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/infinpros.com\/"},{"@type":"ListItem","position":2,"name":"How Much Can I Borrow On A Personal Loan With Bad Credit?"}]},{"@type":"WebSite","@id":"https:\/\/infinpros.com\/#website","url":"https:\/\/infinpros.com\/","name":"InfinPros","description":"Latest Personal Finance News and Updates","publisher":{"@id":"https:\/\/infinpros.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/infinpros.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/infinpros.com\/#organization","name":"InfinPros","url":"https:\/\/infinpros.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/infinpros.com\/#\/schema\/logo\/image\/","url":"https:\/\/infinpros.com\/wp-content\/uploads\/2024\/03\/d-icon.png","contentUrl":"https:\/\/infinpros.com\/wp-content\/uploads\/2024\/03\/d-icon.png","width":512,"height":512,"caption":"InfinPros"},"image":{"@id":"https:\/\/infinpros.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/infinpros.com\/#\/schema\/person\/2b4f5c7443dad71cb58764b08bd37464","name":"News Room","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/infinpros.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/03199571e9539e71e7eb7558c4619f392950645892f223ecb0fa49f2729a4284?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/03199571e9539e71e7eb7558c4619f392950645892f223ecb0fa49f2729a4284?s=96&d=mm&r=g","caption":"News Room"},"sameAs":["https:\/\/infinpros.com"],"url":"https:\/\/infinpros.com\/?author=1"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/infinpros.com\/index.php?rest_route=\/wp\/v2\/posts\/23161","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/infinpros.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infinpros.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infinpros.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/infinpros.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=23161"}],"version-history":[{"count":1,"href":"https:\/\/infinpros.com\/index.php?rest_route=\/wp\/v2\/posts\/23161\/revisions"}],"predecessor-version":[{"id":23163,"href":"https:\/\/infinpros.com\/index.php?rest_route=\/wp\/v2\/posts\/23161\/revisions\/23163"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infinpros.com\/index.php?rest_route=\/wp\/v2\/media\/23162"}],"wp:attachment":[{"href":"https:\/\/infinpros.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=23161"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infinpros.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=23161"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infinpros.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=23161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}